187 Responses to “P-2-P Network Members to Become Billionaires in 3 Years!”

• 1
  DW Mills
  October 24th, 2007 09:07
  

  thank you for your analysis of p2p. I sent an inquiry to customer service to find out why they would go out of their way to debunk hyips, only to advertise an hyip monitor on their website and be listed along with other hyips; i got an indignant reply, “we have the right to do whatever we want”;
• 2
  Gary
  October 24th, 2007 13:30
  

  I think youre over dramatizing the proposed profits. The max. investment level is 25k yet you show investment amts. in the millions to become a billionaire.
  Also, I dont see anything in your post that proves Nick was the owner of investplace.com and from what ive read on that site, it was brought down by Stormpay and EMO when many other sites were also affected.
  Regarding the allwebs.com site, Nick has told me he was involved as a member inother sites before and created P2P at the suggestion of his emerald downline and other peers so we could have something stable. He never hid that fact and many have had a similar webpage to advertise their urls.
  Although you make it all sound like gloom and doom, i still dont see anything that screams scam. If you have PROOF then show it.
  The upgraded membership in P2P is well below the number you mentioned in your post(approx.half) and from Feb.-July/07 the membership was steady around 500 and always paid……how do you account for the profits that were paid during this time period when very few members were joining?….and therefore not much fresh money coming in. Obviously, the profits came from Nicks investments.
  In any case, it is your opinion and people can take it for what its worth.
  Gary
• 3
  Traderj
  November 4th, 2007 18:32
  

  Sorry but P2P will come crashing down sooner or later. You can say whatever you want about how you can “only” invest 25k at a time etc… the fact remains NOBODY can earn 2.5% a day month after month year after year. Your so called hero Nick is a fake, I have emailed and called him with no response, which doesn’t surprise me as he can obviously see that I am not fooled by his smoke and mirrors.

  The one thing all the cheerleaders for P2P seem to miss or not want to talk about is the fact that the limit of 25k is ONLY for members, there is NO limit for Nick. Think about it, the limit is for members, if it was for Nick as well then that would mean one member invests 25k and then nobody else could invest…so we know it does NOT apply to him…

  Now do the math… if Nick took “ONLY” 10k of his own money and returned the same 2.5% that he claims he can continue to do at the end of one year he would have 82 million dollars. Do the math yourself. So either Nick really can’t earn 2.5% every day forever, or he can. If he can then please explain to me why a guy that could be worth 82 million in a year is running a hyip script, dealing with ecurrencies and 50 buck deposits… it makes so little sense it’s laughable…but to those that just wanna believe they will….. and they will just be gobsmacked when it fails and wonder how they could have been so blind…

  Good luck… you’re gonna need it… but don’t worry maybe Nick will share some of his 82 million with you.
• 4
  Give It Up
  November 15th, 2007 20:45
  

  Thank you very much Peter Skuta for providing us with additional information that we continue to gather pertaining to the upcoming “slander” suit which is against YOU !!
• 5
  HarryJ
  November 23rd, 2007 17:13
  

  Traderj has talked to Nick since his post was made here. Traderj, have you changed your opinion about P-2-P since your conversation with Nick? I think you are supposed to have a face to face meeting with Nick. Do you know when that will happen?
• 6
  Ubaid
  December 6th, 2007 09:46
  

  Thanks Peter but we all know you are hacker/cheater and we can’t bear anything against NICK he is a genuine person i know him since feb and i talked him many times so i do believe him so do not need to make people fool here ..everyone knows NICK and to trust him you can’t do anything..go to hell

  Ubaid Ahsan
• 7
  Traderj
  December 27th, 2007 19:37
  

  Hello Harry, I have been advised by my lawyers to not talk about Nick or the details I have been given in public anymore so I can’t really so more than that. I never did meet Nick as he bailed on our meeting. I can tell you there are two investigations going on right now in Canada regarding the person behind the program. I have been contacted by one of the regulatory bodies involved. Hence my being told to not disclose any further info. I would not bet too heavily on this program being around that much longer. Just my two cents worth.
• 8
  Larry
  January 4th, 2008 16:55
  

  Wow. When I came accross the site the first time, my “greed and need” emotions kicked in. Then when I thought about giving someone I did not know some money and he would make ridiculous returns for me, my common sense kicked in. I went to “AnswerBag.com” and asked about this “company”. Aeader directed me to this site. I appreciate the sobering information. I won’t be depositing with P-2P.

  Thanks
• 9
  Ray
  January 5th, 2008 21:31
  

  Traderj, Why would the “regulatory bodies” be contacting YOU?? Unless, YOU were the one who notified them of your concern that p-2-p was not legit.
• 10
  HarryJ
  January 6th, 2008 14:07
  

  Thanks for the answer TraderJ. However P-2-P just keeps on paying and paying. So far I have not seen any real solid evidence that this program is illegal or not for real.
• 11
  Peter Skuta
  January 7th, 2008 14:02
  

  Mr. Nicholas Smirnow is going under arrest. I do not care that it is legal or not. I HAVE NOT RECEIVED $35 000 money, Nick I forget to mention that this was government money. They have reported you to FBI.
• 12
  Ray
  January 15th, 2008 00:31
  

  Peter, your post does not make any sense. Are you saying the $35,000 you say Nick owes you, belongs to the government??? What government?

  It may be YOU that is in trouble for hacking Nick’s web site, trying to extort money from him. It may soon be YOU who is arrested for all the crimes perpetrated upon an innocent man because of greed!

  I think you chose the wrong person to attack.
• 13
  Robert B.
  January 18th, 2008 20:47
  

  It seems a though there are existing difference of opinions here. What i would like to know is there a Nick Skimrow? or is this a phoney Name.? what do i say to my friend who got me involved in this ? He has shown me payments of intrest through Solid Trust Pay. In the amounts of $2000, $1350, $3000, and a few others with larger amounts, these are authentic Payment from his investment in Nicks P2P. how can anyone Pay out ands promised be crooked? I guess I am a little to trusting. , or the persons that talk aginst him are Just jealous that they haven’t invested in something this feesable.
  I have made several deposits and it seems like everything is good., But I will now be a little more cautious ,and withdraw double what i have invested, and then just let things ride ride all the way to hell’s gates. in one years time ,and see who is right, and/or who is a crook. for now, NICK ROCKS.
• 14
  Teodor
  February 14th, 2008 04:49
  

  Since 2000 I’ve invested online around $2000and made few bucks so never recovered my investments in ebooks and software. I’ve learnt a lot about Internet marketing and online businesses, and now after 8 years, I can say what works and what doesn’t on the net. But about investing online you never can be sure and you’ve to take the risk. So, I took the risk, as Robert B did, and am waiting to see what happens. I know is not easy to lead such business, today p2p network has over 9000 members, so it takes a lot of work and, when you work you also have problems… Don’t want to have any problems, do nothing… and you are out of troubles. But I’m not this kind of person, I LOVE to take the risk of doing something…
  To life, family and business success,
  Teodor
• 15
  Andre
  February 22nd, 2008 10:14
  

  Hi,
  I made a spend of substantial amount and can only wait. I would only love to personally meet nick though it would give me some assurance and also get tangible evidence of some of the entities he invests in.I listened to his interview on 24 surf which kind gave me some confidence but would have appreciated see him as well as kent. Lets see what happens in 30 days.
• 16
  Terry Byers
  February 27th, 2008 12:55
  

  My name is terry,I started only with $100,my first maturity date is Mar 9 I have $250 in my account,I am goin to add enough to have $800 to continue with,You people putting P2P down,can just grab hold of the devils tail,and go for a ride to where you belong.
• 17
  Skip
  February 29th, 2008 14:20
  

  Anyone who invests in this is a fool…especially the people who are throwing in $25,000 right off the bat.
  You all deserve to rot in your greed.
• 18
  lhoff
  March 18th, 2008 17:08
  

  I here some of you say you got money in your so called account but who has actually received real money, how much, not just a balance sheet somewhere but cold hard cash.
• 19
  pacificinvest
  March 20th, 2008 03:00
  

  Hello folks

  Interesting discussion. Here are some facts I have been in P-2-P for 11 months. I started with a small investment. I have taken out 1,335% return on that investment as of a month ago in cash. I have remaining a substantial investment that continues to build funds. I will send anyone evidence of my payments. Is 2% return impossible over time. Yes mostly it isn’t, but in the worlds of high finance and leveraged high yielding investments it happens.

  So we all wait and see what the end of this drama will be like. Yes be sensible and follow the rules of high risk investment, diversify and get your prinicple out asp etc. But also have fun, take a few risks and enjoy the ride when you get it right as I am doing in P-2-P right in a no loose and much to gain position.

  cheers
  pacifciinvest
  http://www.hyip-portfolio.com
• 20
  Lord Alfred the 42nd
  March 24th, 2008 18:43
  

  I know this program pays because i know people who have been paid. but if this is a HYIP doesn’t that mean the people who join at the beginning are stealing money from the people who join at the end? Does this sit right with all you guys who are making thousands of dollars out of this? or doesn’t the little old lady whose (unwisely) putting all her life savings into it matter?

  I would like to see evidence (besides what nick says on his site) that this isn’t a HYIP because there seem to be a lot of hints suggesting it is and that its reaching its end soon, eg the minimum investment prices going up to $100, payments taking longer and longer and the move to their own payment processor which could leave room for much “error”

  another worry is the inconsistency or information. Things like in the FAQ on http://www.mycashforum.com . He says he invests in all these normal low to medium risk things, one of them being Forex. A little way down they say he doesn’t invest in Forex “He noted that he
  does not do Forex trading.. a too volatile area for him”

  Another inconsistency was something about it going private and only accepting a limited amount of members. Now he says its not going private, but there will be a separate private program, and you can see on the website that the amount of members is way over their original limit.

  now i’m not saying im an expert. I’m only new to all this. but someone, anyone, it would be great if you could address these points.
• 21
  negiti
  March 24th, 2008 19:06
  

  Here is what I can tell anyone coming to this blog/forum/whathaveyou:

  1. I got into P2P with a fairly significant lump sum.

  2. My lump sum has been successfully tucked back into my bank account, and any P2P related earnings are now straight up profit.

  3. I was born short, and it was dark, and that has nothing to do with my life now. Nick’s other efforts may or may not have been successful, but P2P is working as advertised.

  4. ALL financial propositions fizzle sooner or later, including great big 200-year old banks like Bearings, and giant computer companies, like IBM, and giant communications companies, like ATT. Nobody that got rich off of those trains is crying into their beer as near as I can tell.

  5. As long as my seed money has been secured out of the plan, and actual cash accrues going forward, and it’s not illegal, what the crap do I care about anyone else’s opinion – the anti-P2P posts here are pure opinion, after all.

  6. If you are busier airing an unfavorable opinion about P2P than you are making legitimate, verifiable earnings off of it, then whose the sucker?

  Just MY opinion,

  -Joe
• 22
  Lord Alfred the 42nd
  March 24th, 2008 19:26
  

  negiti, I agree with what you are saying, but you also say “as long as it’s not illegal. If it is HYIP then as far as I understand it is illegal in most countries. And seeming as we have no evidence stating that P-2-P is not a HYIP, besides Nick’s word, we can’t really assume that it is legal.

  Unless i’m missing something or have the wrong idea of HYIP?
• 23
  negiti
  March 24th, 2008 19:46
  

  Lord Alfred,

  Unless you are holding back, you are not a Treasury agent for any recognized government, any more than I am. And if you are not, [please forgive me for pointing out] what bad form it is to try and act out as if one were.

  When we say the words “scheme”, and “illegal” in this context, do we mean, like Enron? Or do we mean like the Adelphia cable company? Or do we mean like MCI? Perhaps we mean the government of Louisiana, the [documented] most corrupt state government in the United States? Just how are we measuring poor little P2P against the likes of these criminal titans of business and government?

  Nick’s word? I have c-a-s-h. My c-a-s-h. Back in my account. As I already said in the post you either didn’t read fully, or chose to selectively ignore. Any additional earnings are courtesy of “Nick’s word”, thank you very much.

  No one is getting out of this alive, btw. Just like every money making scheme is going to dry up and blow away at some point. I said that as well in my previous post.

  All the jawing on the Web about the illegality of HYIPs (assuming P2P is just that) is based on conjecture. If I want a good bedtime story, I’ll buy a vintage copy off of eBay.

  A quick search of the US Treasury Deparment website? Nothing of what you are selling in the way of illegality . . certainly not anything relating directly, specifically, indirectly or by implication, to P2P.

  Since this is my opinion, I will disclaim that my observations are incorrect. I do not see any hard evidence indicating that it is. I see alot of folks that aren’t making any interest in P2P, while I do.

  -Joe
• 24
  negiti
  March 24th, 2008 19:52
  

  Meant to say: “Since this is my opinion, I will disclaim that my observations may be incorrect.”
• 25
  negiti
  March 24th, 2008 20:02
  

  Fyi to anyone who might remotely care: I invest in the forex market. It is as low risk as one makes it. It is the highest risk of ventures if one wishes to gamble rather than invest.

  The speed with which money can be made in forex trading can be quite breathtaking. My profit taking sessions rarely last more than one minute.

  I can’t help if P2P FAQ scripts contain erroneous or conflicting information. I can however attest that it is working, here and now.

  As far as stealing money from people who join at the end: I have had a number of stock investments tank, taking every single penny I put into them to the bottom of the ocean. Did the earlier investors steal from me? The answer is so simply, “No.”, that it is ridiculous. No one is twisting any arms to my knowledge. Any more than anyone forced me to lose all that money in those losing stocks.

  This is not my opinion, but rather fact and truth. So no disclaimer is required, and none is given.

  -Joe
• 26
  Lord Alfred the 42nd
  March 24th, 2008 21:00
  

  negiti, first off i don’t even know what a treasury agent is let a lone perform the role of one. Secondly, when we say scheme or illegal we are talking things like pyramid and ponzi schemes where no money is generated, but rather shifted from person to person. Eg assuming P-2-P is a scam (not saying it actually is, just theoretical) it would most likely be a HYIP which generally are Ponzi schemes. In these schemes people get paid, the admin of the scheme is generally nice and friendly, gives minimal info about investments and lardy dardy dar bla bla bla everything that P-2-P seems to be (hence the fishyness). As long as people keep joining, the scheme can continue. It ends either when the admin ups and leaves or the recruitment of new people fails and the admin can’t pay the original investors anymore. generally only about one third of the people who invested money in the scheme actually make any money at all. (sorry if you already knew this, not meaning to be patronising) This is where the moral issue comes in (if morals are important to the person involved). However i do agree with what you say about it being the investors choice, and your parallel to the normal markets interesting. Its just when the investor doesn’t know what they are risking. The difference between this and a normal market however, is that P-2-P guarantees you will make money. Forex and other markets go up and down and admit you could loose all your money if you don’t know what you’re doing. so if you loose money on Forex it is one of the expected possible outcomes, if you loose money from P-2-P upping and leaving it is not an expected possible outcome. Its kinda like a form of gambling, just unsuspecting people don’t know that they are gambling rather than investing in a 100% secure environment. I have no problem with the gambling part though, could be pretty cool if it was presented as a form of gambling. could be fun.
• 27
  negiti
  March 25th, 2008 07:35
  

  Lord Alfred,

  Sorry if I was snippy.

  Yes, ponzi schemes and such are exercises in shifting money and such. No question. Is forex any different? I don’t think so . . currency rates go up and down, I put money against the market, and hope to retrieve more than I put in. Sometimes I do, sometimes my money goes to someone else. Same with stocks, mutual funds, loans to friends, et. al.

  As with voting, the financially ignorant should not be allowed access to the visceral act of investing. Why? Because as with voting, they are not actually investing (or voting for that matter). Both require an understanding of the issues and concepts that make up the financial or political landscape they are about to enter into. Without some knowledge of what things are, and what they might be, they cannot in actuality, mentally assent to either transaction. They can only go through the motions, manipulated by some combination of internal and external forces that do not constitute the literal and genuine exercise of free will. In short, these folks should keep their helmets on, especially when they go outside, and be taught not to take crackers or candy from strangers. Now THAT’s morally objectionable. (=’

  -Joe
• 28
  Richard W.
  March 29th, 2008 18:16
  

  As I understand it, you can only invest up to $25,000 per member, and that only one member per houshold can join, most of you have read the agreement that P-2-P has in their agreement clause. Yoy can only have 25 in the acct. and turning it over and over you could come up with astronomical numbers indeed, but if you can only do 25 at a time, you don’t enter 25 then 50 then 100 etc etc, you must always start with $25,000, or less. the numbers or cycles do not I believe include amounts above $25,000 the initial entry point, so I don’t follow the math in this atricle as actual representation of abilities to make these million and billions.
• 29
  Miguel
  March 30th, 2008 04:13
  

  Hello there folks, could anyone out there please tell me how I can join the p2p program? I mean does anyone know some 1 that is already in the program that would be willing to be my referral? please email me at msreyes1@yahoo.com ASAP! thank you!, From what I have read “Robert B” has a friend that is in the program and his friend has made god profitable amounts, Robert if you are reading this can u please contact me for more details, I believe that this program is worth a shot and it could definitely give a positive impact in people’s lives and it can set whole new trend on how investments are percived, practiced, and accounted.
• 30
  easyrider
  March 30th, 2008 20:38
  

  This is a very interesting discussion. As for my two cents worth..I cannot see this program staying around very long. There have been a number of sites just like this one that have crashed and everyone lost. The one that really comes to mind is CEP. They offered the same as P2P and were around for about 2 years. People were putting a lot of money in it until the Government and SEC got involved. It went down,people lost all they had in it and for those that say they are ahead of the game in this program..The government went after those in CEP that made tons of money and are in the process of making all those in profit pay it back. I do hope people listen to what is said and stay away from this program as everyone will lose, even those in profit. If you want to read something that sounds like this..Check out this link.

  http://www.wfperkinsforcep.com/

  If you play be prepared to lose..
• 31
  Simms
  April 4th, 2008 13:22
  

  To whom it may concern, all the critics on this site have one thing in common: They don’t have evidence of any kind that Nick Smirnow and his operation is a fraud. Easyrider claims that the operation will not last two years. But the systems to which he refers are HYIP programs, of which this is not. The reason it is not a fraudulent operation is that ALL HYIP programs are designed to be completely available to the public. It is completely against their best interest to operate privately. This operation is nothing but private. No one can become a member and invest his money without being referred by an existing member. And even then, P-2-P may not accept him. This type of operation would defeate the purpose of a scam operation. Also, I know of someone who collects 30K per month – every month! Scam sites don’t survive long by giving away their profits like that. The only explaination is that this operation is legitimate!
• 32
  I Like Cheese
  April 5th, 2008 16:44
  

  Ok, Simms. They may not have any proof that it is HYIP, but you don’t have any proof that its not. Go read the wikipedia page on HYIP. P-2-P fits a little too well. Its sad but true.
• 33
  Jack
  April 5th, 2008 18:46
  

  No doubt that this is a hyip program no matter what Nick says. I have found so many things that dont add up its scary. I would not join this program right now. They say they are starting their own payment system which is a big red flag. I would get out now if I could. You cant make 60 percent per month and do it legally and I have heard the authorities know about Nick also. If the goverment shuts them down then those that made money may have to pay it back like cep members did. This one is just bad bad news at this time.
• 34
  melitosmom
  April 6th, 2008 12:28
  

  to negiti:

  Very smart comments. Thank you for your time and for sharing your experiences. Would you invite me to join the network? Im ready to experience it by myself and need your help to join. Please take a minute of your time and kindly contact me at melitosmom1@yahoo.com with the URL. Im very excited at this unique opportunity to generate some profits and finally get out of high interest credit card debt. Please help me.
  Thanks in advance!
  mom in need!
• 35
  Brandi
  April 13th, 2008 11:54
  

  While some of the information you have posted is correct other things are not. If you had fully done your homework you would have found that there is a maximum investment amount of $25,000 per account/household/IP address. You cannot make millions of dollars simply by rolling the full amount over every month. The person that referred me has a second account (by permission only) and is drawing over $40,000/month off this at this time and started with only the $100.00 initial deposit. With that $100.00 he also opened accounts for several other people on the intrest he has earned for their inital deposit. From everything I have seen as a member myself with nothing to loose, I don’t think it is a scam. Those are huge payouts for a measly $100.00 investment fee. I am also a member of several forums discusing p-2-p and there are many other people making this kind of money as well. If it were a scam it would have been gone before haveing to make those kind of payouts.
• 36
  helpme
  April 15th, 2008 15:07
  

  I have an account, but can’t get my money deposited because of a pending status. People I know are making money. One has pulled out over $40,000 over the course of the last 6 months or so.

  Does anyone know how to get past this pending status???
• 37
  suzirider
  April 17th, 2008 16:13
  

  Hi Helpme
  Go to http://www.mycashforum.com
  Register then scroll down to the p2p section.
  Then find the p2p support thread and post you problem there
  You will recieve help there.
  Hope this helps
• 38
  Russ
  April 18th, 2008 00:10
  

  You want scam, look at GalleonFX
• 39
  Teodor M
  April 24th, 2008 10:44
  

  Ok, tomorrow I know more about my investment and will let you know… However, I know at least 2 people who made profit at p-2-p. Just don’t want to comment or complain or cry… I took the risk and invested. That’s all I could do as being an entrepreneur and investor since long time ago.
  To life, family and business success,
  Teodor
• 40
  Loret Jean-Pierre
  April 26th, 2008 07:11
  

  I’m French and I would like very much to know the exact way to suscribe to your 60 days plan (the necessity to open a count , where and how),then how to invest. Is that all free ? If your answer is in french I would really appreciate. Thank you and best Regards
• 41
  Loret Jean-Pierre
  April 26th, 2008 07:19
  

  and what about this referral ?
• 42
  stephen
  April 28th, 2008 23:19
  

  Love u guys b’coz u are giving me money.My bank has never give me money.They have always taken my money just like the gov’mt.
• 43
  louden
  April 29th, 2008 12:51
  

  I have been considering joining and in my research found this page. I talked to a woman on the phone and she does say that they are creating there own offshore payment method. She also talks to me about how criminal our government is and how she thinks shes found a way to get off the income tax list so she no longer has to pay taxes. It sounds very sketchy but as of this moment its my opinion that people are making money but its also my opinion that this will all collapse. Its just a matter of when and if there will be any actions taken against you for being involved.
• 44
  Michael Corbett
  May 1st, 2008 13:53
  

  Man, did I ever get screwed by P-2-P! Be careful of these people! I invested a few thousand in mid February, doubled my money by mid April and took out my initial investment plus a grand more, that I now have in the bank. I let the remainder ride and it’s now earning $275.04 per day interest for 30 days. BUT, here’s the warning. It took those scam artists 10 whole days before the money I took out got to my bank account! This is outrageous and I may ask for an SEC investigation! (The freaking nerve!) I’m so upset about this I may refuse to allow them to send any more profits to my bank account! How dare they try to shove their money down my throat like this! I’d listen to Peter and stay away! He seems so smart and informed. Money will only harm you! You’ve been warned.
• 45
  Gunther F.Thiel
  May 2nd, 2008 21:22
  

  I have read it all and somehow I think you might be right!
  For 2 weks I am trying to get in to P-2-P I have money in my Account, what ever that means but that is all. I am not able to fund the project I am interested in and asking for help several times allready the Support people, I can get no answer from them.
  Must I just write off the my Dollars now and submit to a scam you are more and less suggestink?. has anybody an answer for me?
• 46
  Michael Corbett
  May 5th, 2008 08:45
  

  Gunther,

  First you cannot fund P2P directly. It has to go through an Exchange. Also, only members can get tech support through a private Forum so who are you writing to? Something’s not kosher about this post of Gunther’s. Over 18,000 members and he’s the only one who can’t get his money back? Not likely. I suggest Gunther;s made some mistakes trying this out and he’s blaming others for them.
• 47
  Rich
  May 6th, 2008 20:48
  

  If you want to get in to P2P Please email me
• 48
  Ann
  May 13th, 2008 20:05
  

  I know some one just starting to get involved in this. Regardless of whether or not money is made…if this is a scam, and P2P disappears, what is the likelyhood of identity theft? To create an account P2P requires alot of personal information.
• 49
  Dr. LJW
  May 25th, 2008 08:30
  

  I am not sure about P2P, I do not have enough information yet. But I do know that hacking is illegal, and when I tried to get to the P2P website, and arrived here instead, that is called hacking.

  Hacking is illegal, and you are whining about someone else’s alleged illegal activities? Something is wrong with this picture…

  Dr. LJW
• 50
  Gunther F.Thiel
  May 26th, 2008 14:36
  

  Hi Michael, just read your replay from the 5.5.08 and will let you know that I finally did get fundet! I did not wanted my money back, needer did I wantet it laying erround in an Account and duing nothing!! I went for the 30 Day program since 5,10.08 and natually waiting now for the result.
  Just found out a neighbor of mine is in since Oct.07 and is very pleaseD with the p2P. SO MUCH FOR THE NAY SAYERS!
  Gunther
• 51
  bombo red
  May 28th, 2008 12:06
  

  p2p is a real investment sight. nick is an honest man . stop blasting is program
• 52
  Jacob
  May 28th, 2008 15:39
  

  Dr Ljw….

  What????
• 53
  Jackierae
  May 29th, 2008 10:53
  

  In responce to the 10 day turn around … feel LUCKY it was so fast. You need to keep in mind that this is the REAL Deal. I was in an off sfore investment program years ago that earned over $4000. When it came time to get the money it took 6 weeks – as they said it would. It had to process the trust in Balize then route to San Francisco – then to a bank in New York before a was sent a check 6 weeks later. All over the P-2-P website it tells you to be patient …. HELLO???? 10 days is a real qiuck turn around …. ” doubled my money by mid April and took out my initial investment plus a grand more ” And there is a problem with this????
• 54
  Carter
  May 30th, 2008 06:28
  

  Are you for real? He was JOKING
• 55
  sam
  June 13th, 2008 15:10
  

  I have earned over $17,000 in the last 60 days from p2p. I took my initial investment out after the first 60 investment. The rest is monopoly money and my Mercedes Dealer takes the kind of monolopy money Nick pays. Isint that good news?
• 56
  Mark
  June 15th, 2008 23:06
  

  Hey Everyone,
  Just started investigating P2P. Great forum here.
  I am enjoying reading everyone’s posts.
  Lots of strong opinions in both camps.
  I will be back.

  I believe the general rule of thumb always
  applies when it comes to money, whether it’s
  hyip’s, mutual funds, stocks, forex, etc.
  ‘Never put in more than you can afford to lose’

  If you live by that you will never get hurt.

  I look forward to reading your future posts.

  Take care,

  Mark
• 57
  Small Wonders
  June 17th, 2008 00:27
  

  Hello to all, in the P2P family and others. I’m a very happy member of this “club” and am about to pull out two times what I put in (the equivalent of what my family used to make in a month)and still have half of my earnings left in for the next 60 days. I have no doubt it will reach my bank in the specified time frame as promised, just like my first withdrawl.Yes, it takes patience, but it’s so worth it.
  To respond to whoever was talking about P2P members being greedy, in my experience that is about the farthest thing from the truth, there are always greedy people that will try to cheat the system, and lie to get more accounts than one is allowed, but the majority of members are genuinely gratefull for the opportunity and many donate huge sums to or start non-profit organizations for abused children or runaway teens,etc.etc… like my husband and I are hoping to do when we are able.
  I believe P2P is a direct answer to my prayers, a dear friend of mine signed me up after my husband lost his job, and neither of us has found work since. But we’re not really looking, that’s how secure I feel about the future of this retirement club. Even if it does not last forever, I have been forever inspired by so many in this great Family from all over the globe. For now we are enjoying spending every day at home with our 4 wonderfull children and look forward to taking our first vacation and buying our first house within the next year. Thanx for letting me say my piece. Namaste, Small Wonders
• 58
  Mark
  June 18th, 2008 21:58
  

  Hi Namaste,

  Great post. I love stories like that.

  I wish you the best.

  take care,
  mark
• 59
  Padrina-Sue
  June 19th, 2008 08:12
  

  I need a referral to join p2p. I have some questions… How long will this program be in existence for? Is this real estate or emerging market investments, and above all, how do I account for taxes on this program – is it dividends, Interest or what? I could make some needed extra income here. Someone please help me!
• 60
  ron
  June 20th, 2008 09:06
  

  Hi Sue- If you want more information about P2P you can get in touch- YourGoldenGooseSystem@gmail.com

  P2P is making a HUGE difference in peoples lives and the returns are real.
• 61
  Robb DeLaney
  June 22nd, 2008 10:41
  

  I’ve been a P2P member long enough to have successfully withdrawn and deposited more than three times my principal investment. My earnings are small potatoes compared to friends of mine. A very close friend (the one who introduced me to P2P) recently paid cash for a BMW 528i. He was driving a beater piece of junk less than a year ago. I’ve seen post after post on this site and others warning that P2P would collapse “very soon, any day now, it’s just a matter of time.” Well, I’ve been reading those warnings since early 2007. If Nick Smirnow was perpetrating a scam, why would he place a limit on maximum investment? Why would he limit membership to referred members only? If P2P is such a scam, how are people making such profits? Regardless of the rants of the naysayers, I’m studying my local BMW dealership’s inventory.
• 62
  bill
  June 25th, 2008 00:52
  

  How is he getting by with these scamas he has created over the years? I have seen people double their money but only a handfull of people are allowed to keep their money that they
  make only to lure others into the scam. Afte it gets built up to the mega billions or even maybe a trillion then suddenly p2p and Nick will dissapear and all trace of money with it.
• 63
  Sandy
  June 25th, 2008 12:05
  

  Its amazing to me after reading all your comments, that all the pessimists have absolutely no proof of what they are saying, and the optimists have plenty of proof, including myself. Its $$ in the bank, and plenty of it, all from P-2-P.

  All The Best.
• 64
  skeptical
  June 26th, 2008 09:12
  

  Sandy, its Nicks problem to produce proof that he is making money. Im amazed at how gullible some of you people are. This is clearly a scam waiting to happen and payout times are at an all time high of 21 days the last I checked. Im sure they have given the typical excuses blah blah blah. I have heard and seen it all. More will lose money than will make it in the end. Nick is a liar and a criminal and it will all come out soon.

  Those of you that are making money are stealing it from others who are going to lose. This is an obvious ponzi.
• 65
  Sandy
  June 26th, 2008 15:37
  

  skeptical
  You are wrong about the payouts. On a 30 day program some months ago I had one payment overlap the other, which is obviously longer than 21 days. Then the next month I was paid in 9 days. Post again when you have your facts right.
• 66
  ROCK
  June 26th, 2008 19:55
  

  hi,is anyone else having problems with the p2p site..its really slow and not displaying a page?
• 67
  Sandy
  June 26th, 2008 20:09
  

  Rock, everybody is. I have experienced this many times before. They are probably working on the site. I would just try again tomorrow.
• 68
  john
  June 26th, 2008 23:49
  

  i would like to know more about this p2p it sounds like the real deal. We live in an upside down world, I do the opposite of what the doctors say and I’m healthy as a horse at 86 yrs old. And I’ve been successful doing the opposite in of my friends that are in the stock market and other stuff and making more than them. I think doing the opposite of what the majority says and you’ll live longer and make more money.
• 69
  Robin
  June 27th, 2008 15:41
  

  I am with you John. Many of my friends are investing with P-2-P and are making a lot of money. I am nearing my first plan and am very excited and will continue to do so. If you want a link feel free to email me at [deleted per request]
• 70
  Eric
  June 27th, 2008 16:54
  

  Hi,

  I currently have money in P2P as do some of my friends. When we put our money into it we knew it was high risk. Anybody with any sense knows they should only put into this or any other business, internet or not what they can afford to lose.
  This was shown to me by a friend in April of last year, I was skeptical so I passed. He showed it to me again around January or February of this year and I started searching for more info and found this site, I read the comments and again passed because of what I read here. That was a mistake on my part as was passing the other 2 times I was shown this.
  I currently have 2 60 day plans running, if P2P is still around I will have my money back and more next month. I will pull my money out and use my earnings from this point forward.
  My point is, life is full of risk. I live in the Shark bite Capital of the World. However, everyday the water is full of people swimming, surfing, ect… It takes $100 to get started, I spend that easily on a night out with my Wife. Some people spend that much every month on Cigarettes. Personally, I am sorry I passed earlier on P2P and encourage anyone who has $100 they can afford to lose, worse case scenario, to jump into it without hesitation. The worst case you lose $100, the upside is huge !!!! Don’t be like me and look back 6 months to a year from now and kick yourself for passing.
• 71
  Charlie St.
  June 28th, 2008 08:16
  

  I, today read all 70 prior post, and have recently joined as well as my sister. I went through foreclosure a while back and now and optomistic I have a way to buy my property back by investing in P-2-P plan. I’ll just invest like most sensible investors do. Take out your principal, then let the program mature as planed. My sister plans on building a new small home for our mom who is in the 80’s to enjoy before her time is up. I think that GOD has sent this investment opportunity to help people, SO WE CAN help others. Never invest any more than you can afford to loose is any investors motto.
• 72
  Vriver
  June 28th, 2008 09:20
  

  I am already a member and have been getting paid, yet yesterday the site went down and still down. I don’t know how someone can Join right now esp. on June 28th if the site has been down since June 27th unless you joined prior to the 27th.
  I was about to put double digit x100 fundings since several of my $100 investment came back to my checking account. I wait to see if it comes up and wait another week to see if it stays up before funds start to move. Hope this help.
• 73
  Wayne Nash
  June 28th, 2008 14:10
  

  P2P is up an running fine. It is a bit slow these days however. But, it is up and running and people on the forum inside report that they are being paid. They post their request date and the date they got paid. Seems to be going fine. Site slowness may cause it to not come up at all for people on slow connections.

  Wayne
• 74
  Dan
  June 28th, 2008 16:54
  

  Anyone wanting to join P-2-P can follow this link:

  [deleted]

  I am happy with it so far, I put in $100 and have doubled it in very short order.

  I have three friends who have put in money and get out exactly what was promised in the fashion promised. Two of them are at maximum $25,000. So, I joined. I watched them for many months before putting any money in and made sure they were getting their money out.

  Here is that link again,

  [deleted]

  Break a leg,

  Dan
• 75
  Teodor M
  June 30th, 2008 08:20
  

  As in any finance investment program when you expect fast returns yuo must take the risk. I took it 3 month ago by investing $1000 and now recovered my money and have ablout $5000 reinvested in p-2-p. But I do not recommend you to invest a penny if you are not ready to take the risk.
  Here is the link if you wish:
  [Link removed per user request.]
  Teodor M
• 76
  Teodor M
  June 30th, 2008 08:23
  

  For a detailed review go to my blog and read it… I think it might help you a lot to take a decission… to invest or not to invest!?
  http://www.mybestassociates.com/?p=228
  Best regards,
  Teodor M
  Investor & entrepreneur since 1988
• 77
  Jack
  July 1st, 2008 16:22
  

  Dan and Teodor M, Do you realize that you are in direct conflict of the rules set down by P2P. Which is “You may not advertise your URL to invite referrals in any public form. You may only invite family or ‘Friends.’” I’m not going to report you on this, as there is and invitation to do that, but I just wanted to warn you unless you really don’t want to stay in the Club.

  This I have posted for the purpose of acknowledging the security that P2P has put in place. I have had a friend or two of mine that refused to join because they don’t like the ‘attitude’ that they have received from the upper management or they think the rules are way too strict. To me, that represents the security that will help P2P to continue. If you don’t like to be told what to do to earn money, then how did you learn what you know now.

  And to the naysayers, keep it up and don’t receive what Nick has set up for the ‘common’ man/woman. From everything I have seen and read about Nick, his main goal is to help those very people. If you’re already rich and just have a grudge against Nick, then live with your pain and don’t bother those of us that have taken Nick at his word and are enjoying what he has given us.

  Extra Note: I spent $100 and have received very high returns over and over. Believe it if you want, or lose out. Period!
• 78
  Scott
  July 1st, 2008 18:53
  

  While I find your article very interesting and appreciate your research, I must ask these questions in hope of a response.
  I have yet to find a person or a post via the internet where someone who invested in P2P has lost money. In fact most of the people Ive had contact with have retrieved the initial investment back and are operating on “house money”. I also, know people who started out with small investments. They have withdrawn their initial investment and are now investing the maximum, $25000 for 60 days and have received payments for $40,000.00. Maybe not the millions you’ve elluded to but in my eyes a pretty good return.
  So my question is, how is this possible ? Sure, common sense says it cant happen, so why is it happening?
• 79
  Nickbb
  July 3rd, 2008 17:35
  

  I invested a few days ago at the invitation of a friend and it seems a bit too good to be true so far. I know you all who have earned money are genuinely receiving money but I would really like to know how the profits are funded. I think it wise to save your cashed out profits in a good legitimate bank account just in case they are required to be repaid at some time in the future. At least you can earn interest on someone else’s money in the meantime!! That can’t be bad. I have also bought into ASD Cash Generator recently so have two things to worry about at the same time! Must be my time of the year to try new things!! Hopefully it will all pan out and pay off!
• 80
  terry H
  July 4th, 2008 04:18
  

  I invested on 04-21-08 $10,000 on 06-21-08 I requested $10500 back I think p-2-p is for real, I will let you know in a week what happens Terry H
• 81
  jimlin6
  July 10th, 2008 13:23
  

  When I run across a site like this one where there is a lot of discussion about p2p, I have to chuckle at all I read. All of the nay-sayers seem to have a common thread running through their comments. They themselves have without a doubt lost a lot of money many times on the hyips, ponzis and other scams that runs across the net to the point that they now have their eyes blinded to anything that closely resembles the ability to make a lot of money on the net. So when they see a program like p2p, they throw up the red flags and can see nothing beyond those flags because they’ve decided that all programs that make you a substantial amount of money is a scam. These are the people who are not willing to take a risk and usually must have everything guaranteed before they make the plunge. As a result, they remain at the same prosperity level day after day, month after month and year after year. There’s an old saying, “To keep getting the same things you’ve been getting, keep doing the same things you’ve been doing”.

  Getting anywhere in life, requires a little risk. That’s usually why nay-sayers never make it. Some of you call we p2pers cheerleaders. So be-it I for one could care less what you call it because I am one who has been paid from p2p and continue to make money with the program. I would probably be right on the money when I say that some of you have been in p2p and have tried to cheat the system and have been booted. that’s a warning you get before you join and is stated throughout the member forum. Others of you have never been in the program therefore you cannot speak credibly about it. All you can do is offer your negative opinion.

  Go ahead and keep knocking p2p, it doesn’t matter because p2p keeps going and the members keep making money. And for those that stay with the program makes a lot of money. How much money are you nay-sayers making. (I thought so)

  I wish you all a good day now. I have to go back to my p2p account and see how much it’s increased today.

  Jim
• 82
  Teodor M
  July 12th, 2008 07:02
  

  Hi Jack. Thanks for your advice. I didn’t know they have stopped referral program. Thanks for warning.
  Teodor
• 83
  Tony
  July 13th, 2008 06:14
  

  Anyone here advertising their P2P links will be suspended per Terms. That includes you Dan, so take your link out A.S.A.P

  Fair Warning.
• 84
  Kathy
  July 14th, 2008 02:04
  

  HI I am thinking of investing in p2p but i am unsure which plan to use. Can someone please help me?. Also, if i invest $100, how long will it take for me to make back my money.?
• 85
  Rosemary
  July 14th, 2008 08:26
  

  Kathy,
  It depends on which plan you select. With a 7 day plan the interest would be roughly $100 on your $100 within 49 days (provided you reinvested it every 7 days). With a 15 day plan the interest would be roughly $100 in 45 days (reinvested every 15). With a 30 day plan the interest would be roughly $156 in 60 days, or 2 cycles. With a 60 day plan it would be $160 in 60 days.
• 86
  Rosemary
  July 14th, 2008 10:05
  

  As of which plan to use, the person who referred me recommends the 60 day plan. It makes a difference over a longer period of time, for eg. 6 mos of the 30 day plan & your $100 would now be $1677.72, and 6 months with the 60 day plan it would be $1761.66 wait even longer, and at 12 mos there is a $2800 difference between the two plans.
• 87
  KLH
  July 15th, 2008 21:51
  

  Teodor, if you are a member in P2P, then you know full well it is against terms and TOS to be spamming your referral link!! It says right on the front page, igorance of these rules will no longer be considered an excuse! Unless you don’t know how to read, you DO KNOW IT! I for one, get very upset at people like you who seem to think it is ok for you to break the rules and then say ‘OH! I didn’t know.’ This program is a Godsend for people like me, and my family, and I will defend Nick and P2P to the end for what he has done for me and my family and friends thru his program!

  For anyone who really wants to know about P2P, all you have to do is look at the site, and But be sure you can abide by the rules. They are all in place for a reason and we who are members don’t want people like these two messing it up for the rest of us. I intend to be a P2P-er for as long as St. Nick has the sight up!!!
• 88
  KLH
  July 16th, 2008 06:51
  

  There is actually a lot of good information on this thread. It all depends on your point of view. As for myself, I was referred into P2P by a girlfriend I worked with, and both of us were working multiple jobs, trying to make ends meet. She is now retired, and had I listened to her initially, I would be too, but I was too skeptical to believe at first, so I waited 6 mos before joining the program, and am now kicking my own butt for doing so. However, I am now half way to where she is at present, I have had no problem pulling money out, and am receiving everything as promised, including referral income!!
  I know 5 people who are maxed out at the $25k level, pulling a minimum of $40k every two months, and 3 of them have their 2nd accts up and running! None of them are having problems getting their money! Yes the site is a little slow these days, but it has also more than doubled membership in the last 4 months, and after the somewhat slow start it had last year, it is not surprising that there have been a few glitches. WHAT BUSINESS DOESNT HAVE A FEW PROBLEMS NOW AND THEN?? Nick is on top of things, and we have constant updates about what is happening, and I have seen payouts get a little behind, but he always gets them caught up, and will do so this time as well!!
  Nothing lasts forever, and if this program someday goes away, like everything else does, then so be it! In the mean time, I am making more money than I ever dreamed I would, so are my family and friends. I truly believe this was an answer to a prayer I made to God, to pull myself out of a slump, and to find a way to help those I love! Since I got over being skeptical, and believed what I saw in my referrers bank account, and her friends’ accts, I have been on a road to complete freedom. No longer do I worry about money, and I have fronted the money, from the profits I have earned – to several people to start their accounts as they were in worse financial situations than I. I believe this is why God pointed me in this direction, so that I could help people, and that is exactly what I am doing!
  If all you nay-sayers just need a place to complain about how you don’t make any money on YOUR investments, I am happy you have found this page. You need to vent.

  As for myself, I have just added two new referrals, and I need to check on how much my account has increased OVERNIGHT!!

  P2P AND NICK ROCK~~~!!!!!! I HAVE NEVER BEEN HAPPIER!
• 89
  KaliM
  July 16th, 2008 16:18
  

  It’s all so fascinating to read the threads about P2P, to see the nay-sayers and the cheerleaders. I bet EVERYBODY who invested in P2P initally thought it was a Ponzi scheme with a new name. And because it’s on the Internet, and Americans are so attractive to foreign scammerss, I’m sure most of us spent as much time as KLH waiting for this thing to blow before putting in our own ducets. But REALLY! No one has lost money.. not their initial investment, nor the “house money” they leave in to reap the rewards of the interest. I don’t know how it’s possible. I too waited 6 months before investing, but can’t tell you how calm I have been since I started. For some strange reason, the skeptic I’ve always been just trusted my friend and her $12,000 return…since JANUARY. And yes, she’s taken possession of it already.

  There is not even a trustworthy bank I feel comfortable with right now, so the P2P gamble is about the same, isn’t it? At least the returns promised are better than what Freddie Mac promised before it closed down, and WAMU, my bank, is on the list as well. Maybe it’s time to get tight-fisted and hold cash in reserve again, but I appreciate P2P producing returns in such an economy. And so far, I’m getting rewarded for my investment, so, ROCK ON!
• 90
  jimlin6
  July 17th, 2008 11:00
  

  Teodor and Dan,
  You have been warned on this site that it is contrary to p2p rules to spam your p2p referral link across the internet. These rules are in place for a reason. This is a private retirement club and p2p and the members wish to keep it that way. I too am in p2p and the rules apply to each and ever member. This is one fantastic program and I along with all the other members do not want to see it jepordized by those who don’t follow the rules. If you want referrals, then get them the way all the other members are getting them now. (by direct contact.)
  I stumbled upon this site by surfing the net and now stop here every 4 or 5 days. As I said, other p2pers on this page have encouraged you to remove your referral link. I do not wish to be a whistle-blower that’s why this warning is going to you now. If I come back here in 4 or 5 days and your referral links are still in place,——- I really hate to see you jeprodize your p2p accounts. Please don’t shoot yourself in the foot.
• 91
  Buxx
  July 18th, 2008 00:40
  

  Is it just me or is the cash cow p2p currently down. It seems that the site has just disappeard. I’m just wondering if this is normal.

  -Buxx
• 92
  Michael
  July 18th, 2008 06:07
  

  this is FANTASTIC NEWS — I was recently invited to P-2-P by a friend and was doing my research and found this thread — sounds Great to me —

  will be investing soon —

  Thanks to everyone of you on this THREAD —

  I have made my decision — I feel that you will all soon be my friends —

  all the Best ….
  Michael
• 93
  MONEYMAN
  July 19th, 2008 23:30
  

  is p2p down for good now?cant get the page to open for the past 2 days….
• 94
  jimlin6
  July 20th, 2008 07:20
  

  Moneyman— I have had no trouble getting onto the p2p site. It’s up and running fine.
• 95
  David Reimer
  July 20th, 2008 09:10
  

  Hello all,

  I too could kick myself for not getting into this opportunity when it began back in Feb. 07. I watched it for 7 months thinking there was no way this would last past 6 months. I had just been burned by a program called Investplace for a substantial amount so I was very cautious about getting in any program that was similar. I am so glad I finally took the plunge. As of today after almost 10 months, I have over 4k in pending payouts and tomorrow I will max out and take out another 15k and re-invest the 25k max. Not too bad of a return on a total $1036. I know a lot here are skeptical but I ask you this, how could this program last over 18 months if it wasn’t the real deal? Why would they invest the money in a new forum and support site? Why go through the hassle of opening your own bank and processor? What would the point be? I am sure this would have been gone at least 6 months ago if in fact it were a ponzi. There are way too many investors that have been paid many times over their investments and no way that much money could have been collected. So the only deduction that can be made is that Nick & Co. are actually investing our funds and making money with them. I can only say that I personally agree with several others who have said……where else could you get these kind of returns for such a small investment. $100 bucks today is an absolute joke. It costs me that much too fill up my truck. I believe all investments are potential risky, but you need to weigh the risk versus reward. To have the potential to make a substantial gain versus a small investment of $100….I absolutely believe this program is worth the risks. Just my opinions here folks and by the way…..the site is up, the forum is up and today all is good!!!
  david
• 96
  Ezi Communications
  July 20th, 2008 14:14
  

  How much do you earn for a referral who invest $25,000 and when do we get the earnings?
• 97
  jimlin6
  July 20th, 2008 14:53
  

  EZI Communications—–You get 10% of the interest earned by your referral. You do the math. You get the commission put into your account when the referrals plan matures.
• 98
  zythom34
  July 21st, 2008 09:14
  

  Has anyone seen the program american greed? The guy who went down to the caribbean and opened a bank and got a whole lot of investors on off shore investments and turned out to have nothing but an empty building? Why would anyone do that? The guy got his top investors and showed them around the bank and had employees and all working and the investors dumped more money into it and what did they get nothing, nada, zip! And the guy was leaving like a rock star, but hey as Gene Simmons from Kiss said once “if you don’t like my music change the channel!” Don’t invest if you don’t want to invest if you do. I understand some people have lost their money and their lives for programs like these and to the question of one of the bloggers back doesn’t it matter if the old lady who has nothing loses everyhting?? Look at it this way when you buy a lottery ticket and you become a millionare do you think about all those families that don’t have nothing to eat on their dinner tables becasue their husbands and/or wives took their pay check to play the lottery which YOU just one? NO! all you think is IM RICH!! But when you lose all you think is I shouldn’t have played I could’ve used that money somewhere else. My dad taught me this in life you need to carry around 2 bags one to win and one to lose….
• 99
  Toby
  July 22nd, 2008 20:06
  

  Well, p-2-p has been gone for two days now. Any bets that it is gone for good now?
• 100
  jimlin6
  July 23rd, 2008 07:59
  

  Toby—-Your post has absolutely no substance. P2P is up and running as usual and(STILL PAYING). Why don’t you take your nay-sayer attitude somewhere else? You make your wishful-thinking posts in vain. P2P will be around for a long time.
• 101
  Teodor Muntean
  July 23rd, 2008 14:32
  

  I like this: “…in life you need to carry around 2 bags one to win and one to lose….”
  And I’d say that, if the one to win is bigger that the one to lose then it’s Ok!
  Teodor
• 102
  Teodor Muntean
  July 24th, 2008 10:20
  

  Some people just love to to bad things to others, but one day all they did will turn against them. Sad, to see such human beings…
  Teodor
• 103
  Don't be deceived
  July 25th, 2008 12:12
  

  The most successful person in the world to get rich in investing, is Warren Buffet. He was worth $1,025,000 in 1962 and by February, 2008, his net worth was $62,000,000,000 making him the richest person in the world. This works out to 27% return per year. P2P pays this rate of return every 10 days, or about 750% per year. Surely Warren must be very foolish not to invest in P2P as he would have owned the entire world by now, if he had!!!!!
• 104
  Don't be deceived
  July 25th, 2008 12:20
  

  Keep up the great work, Jody. Evil persists only when good men do nothing!!!
• 105
  Ursula
  July 26th, 2008 18:19
  

  I have been researching P2P for the past day or so. I never heard of it until a business colleague, in my primary business mentioned it to me. I like what I am reading about this and about Nick. I will be investing in this for sure
• 106
  Teodor Muntean
  July 28th, 2008 07:54
  

  This is not for Warren Buffet, he will invest in managed currency accounts starting from 250k probably! I know guys who have this big money and make more and more… because they invest large amounts. But for me, a father of 9 with $200k in debts and loans P-2-P is great because it makes me free of these debts, step-by-step, as I am confident with it. I don’t have even $50k now to invest and wait one year to get 27%. So, I am going with smaller amounts and it works… for me, for you may not work, so everyone is free to decide… to invest or not, and also where to invest and where not to invest. Just my opinion.
• 107
  Big Al
  July 29th, 2008 15:10
  

  This is to all of the “NO” guys.
  This is an opportunity it’s not a MUST. If you are not willing to take a risk then DON’T. Nobody is forcing you to invest and nobody needs to hear your negative thoughts that aren’t based of facts. Once again if you do not believe it do not do it.
• 108
  Buxx
  July 30th, 2008 23:57
  

  I’ve been reading the other fourms for p-2-p and we got a whole lot of people that are not getting paid. Is anyone here not getting paid? Some of the members are stating that it’s been over 50 days late. Does anyone know if this is true?

  -Buxx
• 109
  Eric
  July 31st, 2008 13:49
  

  I have just opened my P2P acct and made my first deposit about a week ago. I deposited the money into P2P from my STP account. Does anyone who is a member of P2P know how long it can take for my deposit to be reflected in my P2P account balance?
• 110
  tommy
  August 4th, 2008 00:25
  

  Did anyone that was involved in p-2-p in 2007 receive a 1099 interest or misc form from p-2-p so you can claim the dividend income on your taxes? I am currently running my first plan and I want to claim capital gains at the end of the year. I am concerned that if I claim the income without 1099 the IRS will be suspcious and audit, then want to know where this income is coming from. Has anyone asked a CPA about this?

  Thanks
• 111
  MJW
  August 4th, 2008 02:23
  

  BUXX…

  I have heard that people are getting paid, but they are surposed to be back logged to June right now. That may or maynot be a cover to hold people off and bid some time.

  We are due our first payout Aug 4th, today, and I can’t even get on the website.

  Good thing we only put in our life savings, $500.

  Just sounds to good to be true. I hope not! I was / am hoping to help alot of people with this money.

  Good luck to everyone!
  I pray for the best!!!
• 112
  MJW
  August 4th, 2008 02:24
  

  …

  I have heard that people are getting paid, but they are surposed to be back logged to June right now. That may or maynot be a cover to hold people off and bid some time.

  We are due our first payout Aug 4th, today, and I can’t even get on the website.

  Good thing we only put in our life savings, $500.

  Just sounds to good to be true. I hope not! I was / am hoping to help alot of people with this money.

  Good luck to everyone!
  I pray for the best!!!
• 113
  Michael
  August 4th, 2008 20:19
  

  Yes,,, and that is why Nick says patience — the minute something is late or a glitch in the system,, and then there is panic — you must also have faith —

  IN NICK and COMPANY —

  they are currently paying the 13th of june –
• 114
  Teodor Muntean
  August 5th, 2008 08:19
  

  I have been paid twice until now.
• 115
  Jester
  August 5th, 2008 19:45
  

  Hey guys… I’ve been in P2P for six days now and have a running profit total of $160.00. Several of the folks to whom I have spoken have their initial investments and more already in their personal bank accounts… The program is paying… patience is the key!!! Thank you God for this golden opportunity!!!
• 116
  Linda
  August 6th, 2008 19:51
  

  Hey guys… I’m in the proccess of investing in P2P but I dont want to make a mistake by doing so. Is this some kind of pyramid?? In where all looks great now but we wont know where our money would be tomorrow….Also can someone explain to me why there’s no contact phone numbers and or address on there webside?
  Please help me make a desicion!!!

  Thanks
• 117
  Jester
  August 7th, 2008 19:54
  

  Linda:

  email me for your answers

  drinkmeandlive@freelife.com
• 118
  Rachel
  August 11th, 2008 14:13
  

  I have met Nick, the CEO of P2P in 2006 prior to its beginning at a conference. For those of you so quick to yell scam the most important message I have to give you is that neither Nick nor staff are gaining one dime from helping all of us to be able to retire and take care of our families and desires…Seem impossible that someone on the Internet is not motivated by greed?

  Shame on You and your careless, thoughtless, ignorant, negative mouths! The slow payouts involve entanglements from greedy cheaters who came onboard who stacked referrals, did not train their referees and the multitude of errors it creates for admin, which is why P2P cannot be advertised and can only be offered to family and friends now.
  They are trying to catch up.

  Now anyone else who is so deaf, dumb, and blind that they cannot understand the good that is in the heart of a person, kindly apply duct tape to your foul lips…if there is still no light there for you, go sink into your own darkness and obscuity.
• 119
  Mark G.
  August 12th, 2008 09:53
  

  Hello Everybody,

  Let me just say this: I was introduced to P2P 9 months ago and as many of you have said I also believed this wouldn’t last so I decided not to join. But after watching P2P for 9 months and being updated on what was taking place by the person that invited me I finally joined on July 9, 2008 with only $200. You see folks this is how I explain it to people; How many times have we went out for dinner, a concert or movie and spent $100 or more and what did we get for that? Heartburn and maybe a little entertainment that we will forget in 2 weeks. With P2P the rewards way out weigh the risk! So if you are to skepitcal to invest $100 then so be it. This isn’t for everybody and that is cool with me. I have invited over 20 people not all have joined and I didn’t expect that to happen either. I will help those that are willing to take the risk and help themselves. SO AGAIN TO THOSE THAT ARE SKEPITCAL SO BE IT.

  Regards,
  Mark G.

  PS. My sponsor has taken several payouts over the past year and just recieved a $5000 payout last week.
• 120
  Leon
  August 13th, 2008 14:53
  

  Anyone else see this? Care to comment after reading?

  SECURITIES COMMISSIONER WARNS OF INTERNET FRAUD Posted: August 6, 2008

  Bismarck, ND – North Dakota Securities Commissioner Karen Tyler announced today that the Securities Department is actively investigating a Canadian-based, internet fraud scheme currently being promoted in several communities in North Dakota, including Bismarck and Jamestown. “Pathway-2-Prosperity” or “P-2-P Network” promises returns of 1.5% to 2.67% per day. An example hyped in its website of $100 invested in the “60 Day Plan” would return over $260 in just two months. “This has all the earmarks of a classic Ponzi scheme with money from later investors used to pay unrealistically high returns to early investor/promoters, who then bring in their family members, friends and co-workers for a ‘referral fee’,” said Tyler.

  The scam claims to be a legal, private investment club and not subject to state and federal securities laws. This is completely false. “P-2-P Network” is not registered with the North Dakota Securities Department and offering for sale an unregistered, non-exempt security to a North Dakota resident is a direct violation of the North Dakota Securities Act. Local investors encouraging the scheme and referring others to invest for a fee are also violating the Securities Act as unregistered agents of the foreign promoter and could expose themselves to civil or criminal liability. Commissioner Tyler warned that investor money is leaving the country and when the scheme collapses, as they always do, it will be almost impossible to recover any part of it.

  “The key to avoid getting harmed by an investment scam is to make sure you understand the product being offered and thoroughly check both the salesperson and the product with our Department,” said Commissioner Tyler. “Remember, if it sounds too good to be true, it usually is.” The investigation by the Securities Department is ongoing and individuals with information concerning this activity are encouraged to contact the North Dakota Securities Department at (800) 297-5124 or 328-2929 (Bismarck local).
• 121
  bruno
  August 13th, 2008 19:22
  

  how do we know the people that are posting here saying that they know someone who has pulled out money aren’t really working for “P-2-P”? I mean I can reply here under different names appearing to be other people.
• 122
  spiro
  August 16th, 2008 12:10
  

  To all you boys and girls..life is nothing but RISK..invest what you can loose, and in the big bag take some of it out and keep investing in the little bag well kiss it good by..positive thinking is a must here..lets just hope that this last to serve all involve who are risk taker..don’t worry be happy…
• 123
  Michael
  August 16th, 2008 12:37
  

  In answer to Leon and N. Dakota securities —

  of course this business will generate doubt,, and agencies will investigate — because it is successful, and they want to know why, becasue in their view it must be illegal — or a Scam — how could it succeed is what is crossing their minds –

  but 1,000’s of members can’t all be lying ,,, do you think ?

  I am a member — and I have heard nothing but GREAT things about this opportunity — I for one,, will not let it pass by — for someone elses doubts or skepticism —
• 124
  Michael
  August 16th, 2008 12:38
  

  sorry about the typing errors — was trying to type it quickly –
• 125
  Jimmy R
  August 16th, 2008 14:10
  

  I attempted to register/ sign up on the p-2-p website after a friends referal. I never recieved an email verification notice so I am unable to finish the process. I have sent several messages but as of today have not recieved any reply. I am very eager to join due to the fact on what I have read. There is no evidence it is illegal and also there is no claims of anybody getting scammed out of there money.
  Question: Is it to late for me to join?
  Question: Has anyone been through a delay like this one?
• 126
  bikerbabe
  August 17th, 2008 08:51
  

  I have joined p2p as of last week,i know people who have been paid.as far as getting away from taxes,when you send money overseas,you do not have to claim it,but when you recieve a payout and that money hits your account you have to pay your taxes on that money,common sense people,you can not cheat the gov.they will be alerted if your deposit is more than 5000.00.pay your taxes or it will come back and bite you hard.as far as making money I sure hope we do.we only invested 100.00,but will invest more in the future.this will be a way to help our children and ourselves get out of debt.maybe it is not for some of you.scams you cry,well insurance is a legal scam in my opinion,as well as credit card companies,that charge an outrageous interest rates and yet we all still apply for credit cards.what I would like to know is what kind of dollar amounts is everyone being paid?I would like to hear from real people making real money.as far the rest of you who think it is a scam,well then don’t join,but leave the rest of us who have invested alone,we are smart enough to know what we are doing.
• 127
  CRAZYLARRY
  August 19th, 2008 10:09
  

  I AM A PROUD MEMBER OF THE P-2-P CLUB… I HAVE INVESTED A VERY LARGE AMOUNT BUT I AM CONFIDENT THAT I WILL RECEIVE THE PAYOUT WHEN DUE.. IT IS NOW TAKING ABOUT SEVEN WEEKS BEFORE MEMBERS ARE RECEIVING THEIR PAYOUTS BUT WELL WORTH THE WAIT.. JUST REMEMBER WHAT NICK SAYS YOU HAVE TO HAVE.. “PATIENCE”.
  ALSO REMEMBER LIFE IS A GAMBLE.. JOIN THE RIDE AND ENJOY…
• 128
  John
  August 20th, 2008 01:10
  

  I heard this was connected to Ingvar Kamprad the billionare who owns IKEA.

  Is this true or not.

  Thank you
• 129
  Robin
  August 21st, 2008 11:06
  

  Please be so kind as to remove my email address that is on my post dated June 27th. I do not wish to be contacted. Thank you
• 130
  lareeldeal
  August 21st, 2008 14:00
  

  Dear Site Owner / Admin,

  Post number 74 above is part of a private email I sent to several friends and family members. I deny posting it here and respectfully request that it be removed post haste.

  I am unaware of how it came to be posted here on this site. I disavow claim to any statements made and wish all posts and links to be removed along with my name and likeness.

  Thank you,

  Dan Harville
  http://www.lareeldeal.com
• 131
  cates
  August 23rd, 2008 14:06
  

  Hi,
  Is there somebody who can help me? I just sign up with p2p, and until now , I cant complete signing up since my verification that was sent thru my email will say incorrect. I copyied and paste it, but still it wnt wrk. I would appreciate your help. Thanks!
• 132
  Howie
  August 25th, 2008 12:42
  

  Do you have a hotmail account. That seems to be the best. If you want to sign up under me, I can walk you thru it. Send me your e-mail.
• 133
  Howie
  August 25th, 2008 12:43
  

  Forget the last post. As a member I can only accept referrals from close friends and family..Sorry!!
• 134
  Edward Aldorisio
  August 30th, 2008 17:06
  

  During a recent CNN financial report ,it was noted that casinos net a 1500% profit ..Nick is in this business so it is my opinion that he is like a Warren Buffet who gives people the opportunity to grow their money picky backing on his investments Vs just giving to charities.
  With that kind of 1500% return ..he can easily pay under his investment plans
  Also. All his past experience may be the very vehicle that he needed to offer a reliable program.
  Surley he would be running a great risk if he was scamming thousands of people …some could get nasty if were to happen.

  Best wishes
  Ed
• 135
  Big Al
  August 30th, 2008 19:22
  

  Hi everybody.
  I requested a payout over a month ago and it’s still pending. Is there anybody who got paid recently? I do understand that it takes time to process all of the requests but should it take a month +?
• 136
  Jimmy R
  August 31st, 2008 08:31
  

  Hey Big Al,
  PLEASE let us kow how long it takes for you to get paid.
  Lets say your at 4 weeks and counting.
  I heard stories anywhere from 10 days to 7 weeks.
  I have not heard of anybody not getting paid (yet).
  As stated be patient,, patient,, patient and then lets see.
  Is it a large amount??
• 137
  Big Al
  August 31st, 2008 19:03
  

  Hey Jimmy,
  The amount is not that large, but it still pending.
  As soon as I get paid I’ll let you guys know. So far I have been patient for more than a month. Hope it’ll pay up.
• 138
  superman
  September 1st, 2008 07:55
  

  it been 3 weeks and counting my payout still pending it only for 100.00
• 139
  Padrina-Sue
  September 3rd, 2008 08:57
  

  I posted an entry and opened a p2p account. My investment is due. I requested a pay-out exactly a month ago. Do we get interest on the 1 month plus we are waiting or is the gained interest figures in the “waiting period”? Also, do I file this as dividend income or regular income for tax purposes?
• 140
  R
  September 3rd, 2008 10:14
  

  those of you above that are posting about payouts.. if you stop wasting your time in rooms like this and register at the P2P in house forum like you are supposed to.. you would read all the updates, reasons for payout delays, read the “I got paid!” posts, ask questions there. you are required as a P2P member to register at the forum and stay up to date. so why are you wasting your time in here?
• 141
  Big Al
  September 3rd, 2008 14:44
  

  This is for “R”
  Have you visited the p2p forum lately?
  “I got paid” doesn’t give you any info in regards to your pending payout at all. What good does it do to read that somebody (who requested a payout months ago) just got paid?
  I actually created a service ticket at the support site and the answer was: “Go to I got paid and read it”
  That was a real support and an answer I was looking for
  In regards to Padrina-Sue’s question about earning interest while your payout is pending I understand that we are out of luck, unless you reinvest the leftovers.
• 142
  Jimmy R
  September 4th, 2008 10:33
  

  Ok Heres the deal.
  I made a small deposit and investment
  Went to p2p forum (I got paid room) as BigAl suggested.
  Heres what I found out…

  THEY ARE GETTING PAID$$$!!!

  As of Today Sept 4 ..
  There were many postings
  Requested Payout : June 24, 2008
  Got paid STP : September 4,2008
  ( That is a little over 10 weeks )

  Now I know its not a scam, you just have to be patient.
  Thats all I needed to know.
  IM ALL IN!
• 143
  Big Al
  September 4th, 2008 18:51
  

  No doubt that people are getting paid.
  I am just hoping that our payday will come along soon.
  I am sure at least at this point it’s not a scam.
• 144
  Born to Lose
  September 6th, 2008 04:19
  

  Alot of discussion on this topic and deep down on both sides of the camp we all know the answer. I will attempt to summarise all.

  [1] Hi investment returns means high risk full stop whatever the scheme or vehicle is to generate the funds and with risk means there is a chance of loss, there is no guarentee irrespective of what anybody says verbally or in printed format. If you don’t like high risk investments then bail out right now, don’t even attempt to jump the first hurdle.

  [2] There’s no smoke without fire! – There is a very good chance this is a based on a Ponzi scheme. At this point those who have a strong moral stance on the robbing Peter to pay Paul principle which is illegal should bail out now, do not enter this arena.

  [3] Those who are not sure what to do, just a reminder of the Ponzi principle, the early birds will get paid, thereofore don’t be surpised of people gettng paid, this is normal all HYIP start off like this, its the exit strategy which make these schemes risky.

  These HYIP system gets stopped for 1 of 3 reasons? 1. People entering dry up and the abiity to continue returns diminishes, 2. Any regulatory organisation closes them down and the money is frozen, 3. The owner or admin, shuts down and takes of with the remaining money in the fund. This makes you too nervous, then bail out now, don’t say wait a few weeks or months because the risk if anything either goes to zero because the scheme has stopped or increases becasue the shelf life is reduced to a time which cannot be quantified.

  Also noting the payments maybe irregular at times and the website maybe be down, and the wording in the website maybe contradicting and the owner may have a chequered past, or similar to a previous scheme which may have closed or be forced to close down.

  [4] Those who accept its high risk, could well be a Ponzi, but innocent until proven guilty mindset then these 2 questions must be ask and answered. How much to invest and how long for?

  Q1) Only invest what you can afford to lose, meaning it won’t be detrimental to your financial and social life style if you were never to see that money again. Rembember investments are not savings in the bank, you can lose it all.

  Q2) You must try and get your return on investment (ROI) back ASAP. This rule applies to all investments under the Sun, therefore for P-2-P, its the 60 day program.

  If your fortunate to get your ROI, please please please do not endorse these shemes as risk free – as mentioned before the exit strategy is unknown and can be closed for 3 reasons, threfore ALWAYS clearly highlight the risk to anyone you introduce about these types of schemes, alot of people have lost close friends because of this. We are all adults and you identify an opportunity with the associated risk, they do their own due dillegence and make a decision to enter and how they enter and exit or not to enter at all.

  1 out of 5 small businesses fail in the first 5 years and lose lots of money in the process, which is why this decision to enter HYIP is about Moral/legal stand point more than anything else. I have given money to Limited companies in the past for services and products and they have ended up going bust, and course Limited company meaning limited liability!

  [5] The longevity of these schemes are always unknown but if you get in too early then there is a risk the scheme does not takes off in mass numbers and unable to pay you so those who think getting in from the start is a sure bet needs to think again.

  Income Tax is your own responsibility and if your not sure consult with a qualified tax advisor.

  Good luck to your futures whatever you decide we learn from mistakes and lost opportunities.

  PS-
  I might of been born to lose …. but I live to Win
• 145
  Michael
  September 7th, 2008 12:25
  

  June 27th NOW BEING PAID — they are catching up !!!!
• 146
  Michael
  September 8th, 2008 11:38
  

  June 28th Payouts !!!! YAHHHHH
• 147
  justin villarreal
  September 9th, 2008 15:24
  

  well P2P is a total scam i have absolute proof. If you want you can sign into my account that i had with them and look at all the support tickets i had sent them to get my $100.00 back and they accuse me of being suspicious when all i want is MY MONEY!!. My email is wreckmaster001@yahoo.com and the password is justin222.

  You have to go to contact then type in tat info, then go to view tickets have fun.
• 148
  Michael
  September 9th, 2008 17:32
  

  One: did you sign up for support and then ask for your money, or did you just request a refund through e-mail — Two: did you invest in any plans ??

  You must not have or you would know how to ask for a REFUND
• 149
  jerricandebat
  September 10th, 2008 14:59
  

  My first transaction with P-2-P went great and really feel great about everything. Tried to do another transaction of $3,151.75 transaction ID# 2165507 that was sent from my Solid Trust Pay account to rddirect (Nicholas Smirnow) on July 22, 2008 and it still as of today September 10, 2008 has not been deposited into my P-2-P account. I have sent an email, faxes and submitted two tickets ID# EWC-507374 on July 29, 2008 and I did received a reply with the status open. Then I sent a ticket NWS-812370 on August 8, 2008 with more information to help find the deposit and still have not heard from anyone on this matter. Please, I need help. Could anyone guide me in the right direction? Email me please with any info
  candebatt@bellsouth.net

  Thanks
  Jerri Candebat
• 150
  Michael
  September 10th, 2008 21:30
  

  jerricandebat

  You need to contact support on our forum — not out here —

  then they will get to your request and problems –
• 151
  THAI HUYNH
  September 13th, 2008 07:17
  

  Hi I am Thai Huynh, after I have read your investment website, I would like to become your membership. Would you tell me, what steps I need to do to join and invest with your company?
  You can reach me at thaithien@hotmail.com

  Thank you for your time,
  Thai Huynh
• 152
  Robert Bly
  September 14th, 2008 14:27
  

  Justin, That is real cool! I Log into your sit on my PC and I get suspended !! Sounds like you didn’t stay around long enough to learn the rules! ONE ACCOUNT per IP address/household. See Ya!
• 153
  Cheryl
  September 16th, 2008 10:58
  

  Wow, I cannot believe all this going on. I just joined P2P last week. So far so good. Obviously I was referred. I’m taking the chance. Whether it pans out or not, maybe I can get some earnings on something real before it goes to pot like you all say it is eventually. All things must die, including ourselves. I’m trying to find something that will help me and my family out in the meantime. I have lost lots of money on the internet with programs that didn’t work. Programs that you have to try and convince people to sign up under you, etc, etc. It’s a waste of time. The return form P2P isn’t huge. Those HYIP that promise 250% a day are the ones to watch out for. If I believe this is something that I have finally found to be real, than that’s my problem. I’ll try and and maybe I’ll be with all those others that it has worked for. I have had no problems with getting replies in the same day from my questions from support or through the forum. I really don’t know what else to say on everyone’s comments. I actually stopped reading due to the fact it sounds like a pissing contest to me. If it works for us who choose to invest, then all the power to us. We all have our opinions. That is a fact of life and my opinion is that if someone hasn’t tried it than what do they know. If I loose my monies (only $100 invested and compared to what I have lost, that’s nothing) than oh well. If I didn’t try it and it actually works and puts money in my bank account for someone who is going through bankruptcy anyway, than shame on me. No one will know if it works or not if they don’t try. I would love to hear from people who are actually in the program and it’s working for them. I have three referrals also that will be signing up under me. I have also spoken to the person I signed up under and she has earned her monies with no problem. Maybe I’m too trusting. Who knows. I gotta try something no matter if it will only last another couple years. Maybe it will last 5 – 10 more years. No one knows. Maybe it can get my bank account a little fat in the meantime. I wish all of you the best of luck on anything you do and happy hunting.
• 154
  Kevin
  September 17th, 2008 15:45
  

  Terry H.

  You should get paid soon. I just received mine yesterday from a July 1st Payout.
• 155
  Kingschild
  September 23rd, 2008 09:37
  

  Hi,
  Yes, I was a skeptic too, at first.
  Invested my $100.00 and waited for it to go down the drain. While I waited, I watched my money grow. Soon, I successfully got out my initial $100. Watched for a while longer, and my account grew to $500. Attempted to withdraw $400 of that, guess what? It showed up in my payment processor!! Yes I am being paid!! Thank God for Nick and P2P. I reinvested the $400 and a substantial amount more and am now maxxed. As Nick and the forum mods say, BE PATIENT.

  Some have pointed out that it looks alot like a Ponzi, and in some aspects it does, but in a lot of important ways it is different.
  1- Would a ponzi put a max limit on how much you can invest?
  2- Would a ponzi limit the number of accounts you can have from a common IP address?
  3- Would a ponzi limit, suspend, or even close accounts of investors if the terms of service were violated?
  4- Would a ponzi invest in new servers?
  5- Would a ponzi set up a private forum for its members?
  6- P2P has dealt with government investigation (N.D.) and is still going strong!!
  7-Has a true ponzi ever lasted as long as P2P has?

  I am a believer in P2P, but as alot of people have already stated, don’t invest what you can’t afford to lose.
• 156
  gettingricher
  October 5th, 2008 16:09
  

  OK, now that we can see that everyone gets paid, just be patient, how about the taxes? Keep in mind that tax avoidance is not tax evasion. How is it to be taken care of in a legal way, both offshore and when you bring it back in?
  You must claim the income you make and pay the taxes on it offshore when it is required, so how can you be certain that the money you invest is properly handled in both countries?
  When you bring your investment back into USA, you must pay taxes on it and you are liable for any tax evasion both in USA and offshore.
  Is there any procedure in place to protect the investor?

  Curious investor…
• 157
  S R
  October 13th, 2008 08:50
  

  WARNING:
  As a member of P-2-P I have been investigating a few things lately on the members forum.
  For Instance:
  When posting there is the date you joined p2p next to your postings.
  Example Joined September 11, 2008 11:25am
• 158
  S R
  October 13th, 2008 09:27
  

  WARNING:
  As a member of P2P I have been investigating a few things lately on the members forum.
  One thing I found:
  When posting there is the date you joined p2p is next to your postings.
  For example I became a member on 9/11/08 so it states : Joined September 11, 2008 11:25am

  Please Note:
  All Administrators and Moderators Joined in APRIL 2008
  (you can find this by clicking Global moderators on the whos online page) even though p2p stated online since 02/07.

  Please Note:
  On the “I have been Paid” Forum page, everyone that post that they are getting have a JOINED DATE OF APRIL 2008 (however different names are used but almost always the exact joined date as the administrators and moderators).

  Please Note:
  On the “M2M Transferd Paid” (Member to Member)
  ALL postings are Date joined APRIL 2008

  Please Note:
  When members have questionable issues about p2p, some members answer question in a reenforcing responce to calm the member down. (However the members answering the post have joined dates APRIL 2008.

  There are other things that are suspect, but Im in and will stay in until I get paid or ripped off. I have many Family and Friends that want to invest but I asked them to wait until I test the waters, I am already invested in a plan and even if I wanted out I can not get my money for several months so I will continue to flip it until I max it and then see if NICK is legit this time.
• 159
  T T
  October 14th, 2008 10:35
  

  Interesting read:

  http://www.ndsecurities.com/news/detail.asp?newsID=86
• 160
  Howie
  October 14th, 2008 12:28
  

  The date on the forum is not the date you joined P2P but the date you signed up for the forum. The forums started in April 2008 so that is why the mods dates are April 2008
• 161
  S R
  October 15th, 2008 09:54
  

  Thanks Howie,,
  Thats a big relief.. I was in the depths of dispair.
  That makes perfect sence…
  I once again have faith in program.
• 162
  victor
  October 17th, 2008 12:42
  

  Well I have been assured that this is a good investment opportunity. Other HYIP say that the money you put in can not be lost this one from what I have seen does not offer such a guarantee so that is a little comfort to me. But the fact that it only say you can and will make money puts up red flags I am considering putting some money in and seeing what happens any advise????
• 163
  P2PMember Since...
  October 17th, 2008 16:35
  

  Not really sure why anyone would invest at this time since payouts are 100 days behind and no real explaination of when it will get caught up. Wait and see… is the best position at this time… IMHO.
• 164
  Howie
  October 22nd, 2008 13:50
  

  Victor,

  I am in another progam that is making good money and paying fast. Send me an email and I will send you the sight.
  My e-mail is lawn4fun@primelink1.net

  Howie
• 165
  Howie
  October 23rd, 2008 08:17
  

  Anyone interested in making money and getting it fast go to this link. They are new and doing excellent and I believe they are here to stay. Join my team and become rich. Any questions let me know at the above e-mail.

  http://www.megalido.com/?ref=8457
• 166
  Big Al
  November 1st, 2008 20:09
  

  Howie is absolutely right.
  P2P is running about 3 months behind on the payments. Meanwhile Megalido is paying within 2 days upon expiration or faster.
  This is the way to go: http://www.megalido.com/?splash2=14739
• 167
  Big Al
  November 10th, 2008 19:29
  

  Well,
  I have got paid today. Megalido is a real thing and, unlike P2P pays the same day!
  At this point I am not even sure that will ever see my money from P2P. My first payout is still pending and I requested it on July 28.
  Months passed by and no money. Obviously Great Nick is not that great!
  Thanks everybody who believed Howie and me, and joined us!
  I hope Megalido will be around for long time.
• 168
  needhelp
  November 18th, 2008 05:29
  

  Does anyone know how to re-activate a ‘pending’ account status?? Have money waiting to be depostited but cannot do so with a pending account. Concerned that account may be suspended within next few days. Any suggestions??
• 169
  Jeff Weber
  November 19th, 2008 22:50
  

  Same surf site as Megalido, but pays 143% after 11 days.
  http://www.trafficalmighty.com/?ref=Weber777
• 170
  JG
  November 26th, 2008 11:26
  

  Does anyone know anything about Liberty Reserve?
• 171
  Phil
  November 27th, 2008 12:35
  

  What is the deal with this site i can’t gather information about them from any where not even from liberty reserve but they continue to allow fif to be connected to them some one please help me to understand why a site like fif is connected to a processor and does not pay out
• 172
  Big Al
  November 27th, 2008 20:50
  

  I don’t know what is going on with P2P site, but I couldn’t log in all day today. They owe me a lot of money since July and I am loosing my hope. It seems like it’s going to fold any day now. For the last month not a single person have gotten paid.
• 173
  Nick Smirnow
  November 27th, 2008 21:26
  

  Ha Ha Ha you idiots!!

  You knew it was a scam all along, but your greed got in the way. Now my greed has got in the way!! Thanks for the millions!!

  SUCKERS!!!!!

  P.S. You can’t say i never gave you the chance to ask for your money back!!
• 174
  Big Al
  November 27th, 2008 22:18
  

  Here we go.
  This morn finally showed his real face. The only thing you A..H.. don’t understand is that you will spend all the stolen money for pharmacy and doctors. Also, when the police get hold of you, you’ll get married in prison, and your husband will be a huge dude. Ha, ha, ha!
• 175
  SW
  November 28th, 2008 10:53
  

  I knew it,,, I should have known better
  I got talked into this stupid investment by coworkers..
  I guess that crook Nick did it again..
  I wish I knew how that reporter found him for that interview he did,,
  Steet justice is what he deserves.
  Some people have no class.
  I hope he gets a major disease and suffers a slow, painful and agonizing death.
• 176
  Big Al
  November 28th, 2008 18:34
  

  Amen to that!
• 177
  Edward Henderson
  November 29th, 2008 21:45
  

  Join 2 solid companies with me and one started in 2003 and the other in 2001. http://www.tradelite.net/?uid=1025704072 and FHTM ( http://www.massive1099.com ) ID #3954447 Looks like p-2-p has a real problem and hope our money is safe
• 178
  doris
  December 1st, 2008 09:57
  

  What interview did Nick do? When and where?
• 179
  Traderj
  December 2nd, 2008 00:40
  

  Please people you can not be surprised that yet another Ponzi is in the middle of failing? These things will never last forever, the math will not allow it to happen. Sites like this Tradelite and Mega whatever are all the same and soon enough will reach the point that the money coming in is NOT enough to pay the money owed out. The faster you realize that 99.9% of all these online programs are scams the better off you will be. Please take a few minutes to do some simple research make a few phone calls, don’t be rushed or conned into one of these things. If it’s a good deal day it will still be a good deal tomorrow, or next week or next month… use some common sense save yourself the stress and money.
• 180
  Pamela
  December 2nd, 2008 00:50
  

  I am very upset to see all this about p2p, and more sorry for the sponsor that paid money for me to join. I for one with a lot of others hope that nick gets what he deserves, and that is jail time, and all his money taken from him.
• 181
  DORIS
  December 2nd, 2008 10:09
  

  What I don’t understand is how people in p2p are still referring and signing people up and doing M2M if this is in fact true. How is it that the forum is still up and people are still prasing p2p and waiting for Nick to post an update. If that was really Nick posting here why don’t he post it that in the update in p2p?

  SW I still would like to know about that reporter and the interview with Nick. Is that somewhere on line to see?
• 182
  Kingschild
  December 2nd, 2008 10:57
  

  Now I see how gullible some people are. I may be one of them, but I still believe in P2P. Anyone can sign up in this forum under any name and post anything they want to. Then alot of people read it and go hysterical!! All of this negativity is bringing me down!!
  I would advise the person who called himself Nick Smirnow to hide, because a slander lawsuit may be forthcoming.
• 183
  DORIS
  December 2nd, 2008 12:38
  

  I’m with you Kingschild. I don’t think P2P will last forever, however I was hoping atleast until members can make some money and then perhaps Nick would have another venture like it said in the front page. I’m curious to know how many other p2p member have seen this post here. I doubt if they could say anything about it in the p2p forum without it being deleted but I think the moderators should be aware and address this as soon as possible to ease peoples mind. I mean come on this is too much and no updates?
• 184
  Michael
  December 8th, 2008 06:29
  

  They are no longer accepting new members, so now we will see if this is REAL or not,, not even a ponzi can survive without new money coming in –
• 185
  karen
  July 1st, 2009 14:48
  

  I wish that I had been aware of this before I sunk money in this. I Was encouraged by a respectable person… a friend and a pastor. He had a friend who… If anyone else under the sun made the suggestion, I would have thought they were nuts. We sunk a lot of money in… over $10,000 (I know fool with a capital F) Now we are in debt, and we never were before.. because we trusted the person who ‘invited’ us. (I still trust that person)instead of using our smarts. It was not greed, but the thought of fixing our houses and paying off debt. I was roped in by the idea that this person encouraged people to give to charities, and needy… not greed for selves. I hope anyone encouraged to join any on line investment does not believe any of it… no matter who invites you.
• 186
  Ed Peel
  July 19th, 2009 18:28
  

  Just a note, I invested around $1600.00 in Oct 2007. During 2008, I received around $16,000. My last payment, so far, was 9/08. I’m still owed around $87,000, but I got my seed money out and then some. I’m sorry that many were not so lucky. There were many abuses by investors, also, supposedly by the PPs. I know these things work, but the LOVE of money is the root of all evil!
• 187
  Unbelievable
  August 31st, 2009 15:42
  

  Did you hear this was part of the Maddoff’s money scandal. Is that true?

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