47 Responses to “P-2-P Network Members to Become Billionaires in 3 Years!”

• 1
  DW Mills
  October 24th, 2007 09:07
  

  thank you for your analysis of p2p. I sent an inquiry to customer service to find out why they would go out of their way to debunk hyips, only to advertise an hyip monitor on their website and be listed along with other hyips; i got an indignant reply, “we have the right to do whatever we want”;
• 2
  Gary
  October 24th, 2007 13:30
  

  I think youre over dramatizing the proposed profits. The max. investment level is 25k yet you show investment amts. in the millions to become a billionaire.
  Also, I dont see anything in your post that proves Nick was the owner of investplace.com and from what ive read on that site, it was brought down by Stormpay and EMO when many other sites were also affected.
  Regarding the allwebs.com site, Nick has told me he was involved as a member inother sites before and created P2P at the suggestion of his emerald downline and other peers so we could have something stable. He never hid that fact and many have had a similar webpage to advertise their urls.
  Although you make it all sound like gloom and doom, i still dont see anything that screams scam. If you have PROOF then show it.
  The upgraded membership in P2P is well below the number you mentioned in your post(approx.half) and from Feb.-July/07 the membership was steady around 500 and always paid……how do you account for the profits that were paid during this time period when very few members were joining?….and therefore not much fresh money coming in. Obviously, the profits came from Nicks investments.
  In any case, it is your opinion and people can take it for what its worth.
  Gary
• 3
  Traderj
  November 4th, 2007 18:32
  

  Sorry but P2P will come crashing down sooner or later. You can say whatever you want about how you can “only” invest 25k at a time etc… the fact remains NOBODY can earn 2.5% a day month after month year after year. Your so called hero Nick is a fake, I have emailed and called him with no response, which doesn’t surprise me as he can obviously see that I am not fooled by his smoke and mirrors.

  The one thing all the cheerleaders for P2P seem to miss or not want to talk about is the fact that the limit of 25k is ONLY for members, there is NO limit for Nick. Think about it, the limit is for members, if it was for Nick as well then that would mean one member invests 25k and then nobody else could invest…so we know it does NOT apply to him…

  Now do the math… if Nick took “ONLY” 10k of his own money and returned the same 2.5% that he claims he can continue to do at the end of one year he would have 82 million dollars. Do the math yourself. So either Nick really can’t earn 2.5% every day forever, or he can. If he can then please explain to me why a guy that could be worth 82 million in a year is running a hyip script, dealing with ecurrencies and 50 buck deposits… it makes so little sense it’s laughable…but to those that just wanna believe they will….. and they will just be gobsmacked when it fails and wonder how they could have been so blind…

  Good luck… you’re gonna need it… but don’t worry maybe Nick will share some of his 82 million with you.
• 4
  Give It Up
  November 15th, 2007 20:45
  

  Thank you very much Peter Skuta for providing us with additional information that we continue to gather pertaining to the upcoming “slander” suit which is against YOU !!
• 5
  HarryJ
  November 23rd, 2007 17:13
  

  Traderj has talked to Nick since his post was made here. Traderj, have you changed your opinion about P-2-P since your conversation with Nick? I think you are supposed to have a face to face meeting with Nick. Do you know when that will happen?
• 6
  Ubaid
  December 6th, 2007 09:46
  

  Thanks Peter but we all know you are hacker/cheater and we can’t bear anything against NICK he is a genuine person i know him since feb and i talked him many times so i do believe him so do not need to make people fool here ..everyone knows NICK and to trust him you can’t do anything..go to hell

  Ubaid Ahsan
• 7
  Traderj
  December 27th, 2007 19:37
  

  Hello Harry, I have been advised by my lawyers to not talk about Nick or the details I have been given in public anymore so I can’t really so more than that. I never did meet Nick as he bailed on our meeting. I can tell you there are two investigations going on right now in Canada regarding the person behind the program. I have been contacted by one of the regulatory bodies involved. Hence my being told to not disclose any further info. I would not bet too heavily on this program being around that much longer. Just my two cents worth.
• 8
  Larry
  January 4th, 2008 16:55
  

  Wow. When I came accross the site the first time, my “greed and need” emotions kicked in. Then when I thought about giving someone I did not know some money and he would make ridiculous returns for me, my common sense kicked in. I went to “AnswerBag.com” and asked about this “company”. Aeader directed me to this site. I appreciate the sobering information. I won’t be depositing with P-2P.

  Thanks
• 9
  Ray
  January 5th, 2008 21:31
  

  Traderj, Why would the “regulatory bodies” be contacting YOU?? Unless, YOU were the one who notified them of your concern that p-2-p was not legit.
• 10
  HarryJ
  January 6th, 2008 14:07
  

  Thanks for the answer TraderJ. However P-2-P just keeps on paying and paying. So far I have not seen any real solid evidence that this program is illegal or not for real.
• 11
  Peter Skuta
  January 7th, 2008 14:02
  

  Mr. Nicholas Smirnow is going under arrest. I do not care that it is legal or not. I HAVE NOT RECEIVED $35 000 money, Nick I forget to mention that this was government money. They have reported you to FBI.
• 12
  Ray
  January 15th, 2008 00:31
  

  Peter, your post does not make any sense. Are you saying the $35,000 you say Nick owes you, belongs to the government??? What government?

  It may be YOU that is in trouble for hacking Nick’s web site, trying to extort money from him. It may soon be YOU who is arrested for all the crimes perpetrated upon an innocent man because of greed!

  I think you chose the wrong person to attack.
• 13
  Robert B.
  January 18th, 2008 20:47
  

  It seems a though there are existing difference of opinions here. What i would like to know is there a Nick Skimrow? or is this a phoney Name.? what do i say to my friend who got me involved in this ? He has shown me payments of intrest through Solid Trust Pay. In the amounts of $2000, $1350, $3000, and a few others with larger amounts, these are authentic Payment from his investment in Nicks P2P. how can anyone Pay out ands promised be crooked? I guess I am a little to trusting. , or the persons that talk aginst him are Just jealous that they haven’t invested in something this feesable.
  I have made several deposits and it seems like everything is good., But I will now be a little more cautious ,and withdraw double what i have invested, and then just let things ride ride all the way to hell’s gates. in one years time ,and see who is right, and/or who is a crook. for now, NICK ROCKS.
• 14
  Teodor
  February 14th, 2008 04:49
  

  Since 2000 I’ve invested online around $2000and made few bucks so never recovered my investments in ebooks and software. I’ve learnt a lot about Internet marketing and online businesses, and now after 8 years, I can say what works and what doesn’t on the net. But about investing online you never can be sure and you’ve to take the risk. So, I took the risk, as Robert B did, and am waiting to see what happens. I know is not easy to lead such business, today p2p network has over 9000 members, so it takes a lot of work and, when you work you also have problems… Don’t want to have any problems, do nothing… and you are out of troubles. But I’m not this kind of person, I LOVE to take the risk of doing something…
  To life, family and business success,
  Teodor
• 15
  Andre
  February 22nd, 2008 10:14
  

  Hi,
  I made a spend of substantial amount and can only wait. I would only love to personally meet nick though it would give me some assurance and also get tangible evidence of some of the entities he invests in.I listened to his interview on 24 surf which kind gave me some confidence but would have appreciated see him as well as kent. Lets see what happens in 30 days.
• 16
  Terry Byers
  February 27th, 2008 12:55
  

  My name is terry,I started only with $100,my first maturity date is Mar 9 I have $250 in my account,I am goin to add enough to have $800 to continue with,You people putting P2P down,can just grab hold of the devils tail,and go for a ride to where you belong.
• 17
  Skip
  February 29th, 2008 14:20
  

  Anyone who invests in this is a fool…especially the people who are throwing in $25,000 right off the bat.
  You all deserve to rot in your greed.
• 18
  lhoff
  March 18th, 2008 17:08
  

  I here some of you say you got money in your so called account but who has actually received real money, how much, not just a balance sheet somewhere but cold hard cash.
• 19
  pacificinvest
  March 20th, 2008 03:00
  

  Hello folks

  Interesting discussion. Here are some facts I have been in P-2-P for 11 months. I started with a small investment. I have taken out 1,335% return on that investment as of a month ago in cash. I have remaining a substantial investment that continues to build funds. I will send anyone evidence of my payments. Is 2% return impossible over time. Yes mostly it isn’t, but in the worlds of high finance and leveraged high yielding investments it happens.

  So we all wait and see what the end of this drama will be like. Yes be sensible and follow the rules of high risk investment, diversify and get your prinicple out asp etc. But also have fun, take a few risks and enjoy the ride when you get it right as I am doing in P-2-P right in a no loose and much to gain position.

  cheers
  pacifciinvest
  http://www.hyip-portfolio.com
• 20
  Lord Alfred the 42nd
  March 24th, 2008 18:43
  

  I know this program pays because i know people who have been paid. but if this is a HYIP doesn’t that mean the people who join at the beginning are stealing money from the people who join at the end? Does this sit right with all you guys who are making thousands of dollars out of this? or doesn’t the little old lady whose (unwisely) putting all her life savings into it matter?

  I would like to see evidence (besides what nick says on his site) that this isn’t a HYIP because there seem to be a lot of hints suggesting it is and that its reaching its end soon, eg the minimum investment prices going up to $100, payments taking longer and longer and the move to their own payment processor which could leave room for much “error”

  another worry is the inconsistency or information. Things like in the FAQ on http://www.mycashforum.com . He says he invests in all these normal low to medium risk things, one of them being Forex. A little way down they say he doesn’t invest in Forex “He noted that he
  does not do Forex trading.. a too volatile area for him”

  Another inconsistency was something about it going private and only accepting a limited amount of members. Now he says its not going private, but there will be a separate private program, and you can see on the website that the amount of members is way over their original limit.

  now i’m not saying im an expert. I’m only new to all this. but someone, anyone, it would be great if you could address these points.
• 21
  negiti
  March 24th, 2008 19:06
  

  Here is what I can tell anyone coming to this blog/forum/whathaveyou:

  1. I got into P2P with a fairly significant lump sum.

  2. My lump sum has been successfully tucked back into my bank account, and any P2P related earnings are now straight up profit.

  3. I was born short, and it was dark, and that has nothing to do with my life now. Nick’s other efforts may or may not have been successful, but P2P is working as advertised.

  4. ALL financial propositions fizzle sooner or later, including great big 200-year old banks like Bearings, and giant computer companies, like IBM, and giant communications companies, like ATT. Nobody that got rich off of those trains is crying into their beer as near as I can tell.

  5. As long as my seed money has been secured out of the plan, and actual cash accrues going forward, and it’s not illegal, what the crap do I care about anyone else’s opinion - the anti-P2P posts here are pure opinion, after all.

  6. If you are busier airing an unfavorable opinion about P2P than you are making legitimate, verifiable earnings off of it, then whose the sucker?

  Just MY opinion,

  -Joe
• 22
  Lord Alfred the 42nd
  March 24th, 2008 19:26
  

  negiti, I agree with what you are saying, but you also say “as long as it’s not illegal. If it is HYIP then as far as I understand it is illegal in most countries. And seeming as we have no evidence stating that P-2-P is not a HYIP, besides Nick’s word, we can’t really assume that it is legal.

  Unless i’m missing something or have the wrong idea of HYIP?
• 23
  negiti
  March 24th, 2008 19:46
  

  Lord Alfred,

  Unless you are holding back, you are not a Treasury agent for any recognized government, any more than I am. And if you are not, [please forgive me for pointing out] what bad form it is to try and act out as if one were.

  When we say the words “scheme”, and “illegal” in this context, do we mean, like Enron? Or do we mean like the Adelphia cable company? Or do we mean like MCI? Perhaps we mean the government of Louisiana, the [documented] most corrupt state government in the United States? Just how are we measuring poor little P2P against the likes of these criminal titans of business and government?

  Nick’s word? I have c-a-s-h. My c-a-s-h. Back in my account. As I already said in the post you either didn’t read fully, or chose to selectively ignore. Any additional earnings are courtesy of “Nick’s word”, thank you very much.

  No one is getting out of this alive, btw. Just like every money making scheme is going to dry up and blow away at some point. I said that as well in my previous post.

  All the jawing on the Web about the illegality of HYIPs (assuming P2P is just that) is based on conjecture. If I want a good bedtime story, I’ll buy a vintage copy off of eBay.

  A quick search of the US Treasury Deparment website? Nothing of what you are selling in the way of illegality . . certainly not anything relating directly, specifically, indirectly or by implication, to P2P.

  Since this is my opinion, I will disclaim that my observations are incorrect. I do not see any hard evidence indicating that it is. I see alot of folks that aren’t making any interest in P2P, while I do.

  -Joe
• 24
  negiti
  March 24th, 2008 19:52
  

  Meant to say: “Since this is my opinion, I will disclaim that my observations may be incorrect.”
• 25
  negiti
  March 24th, 2008 20:02
  

  Fyi to anyone who might remotely care: I invest in the forex market. It is as low risk as one makes it. It is the highest risk of ventures if one wishes to gamble rather than invest.

  The speed with which money can be made in forex trading can be quite breathtaking. My profit taking sessions rarely last more than one minute.

  I can’t help if P2P FAQ scripts contain erroneous or conflicting information. I can however attest that it is working, here and now.

  As far as stealing money from people who join at the end: I have had a number of stock investments tank, taking every single penny I put into them to the bottom of the ocean. Did the earlier investors steal from me? The answer is so simply, “No.”, that it is ridiculous. No one is twisting any arms to my knowledge. Any more than anyone forced me to lose all that money in those losing stocks.

  This is not my opinion, but rather fact and truth. So no disclaimer is required, and none is given.

  -Joe
• 26
  Lord Alfred the 42nd
  March 24th, 2008 21:00
  

  negiti, first off i don’t even know what a treasury agent is let a lone perform the role of one. Secondly, when we say scheme or illegal we are talking things like pyramid and ponzi schemes where no money is generated, but rather shifted from person to person. Eg assuming P-2-P is a scam (not saying it actually is, just theoretical) it would most likely be a HYIP which generally are Ponzi schemes. In these schemes people get paid, the admin of the scheme is generally nice and friendly, gives minimal info about investments and lardy dardy dar bla bla bla everything that P-2-P seems to be (hence the fishyness). As long as people keep joining, the scheme can continue. It ends either when the admin ups and leaves or the recruitment of new people fails and the admin can’t pay the original investors anymore. generally only about one third of the people who invested money in the scheme actually make any money at all. (sorry if you already knew this, not meaning to be patronising) This is where the moral issue comes in (if morals are important to the person involved). However i do agree with what you say about it being the investors choice, and your parallel to the normal markets interesting. Its just when the investor doesn’t know what they are risking. The difference between this and a normal market however, is that P-2-P guarantees you will make money. Forex and other markets go up and down and admit you could loose all your money if you don’t know what you’re doing. so if you loose money on Forex it is one of the expected possible outcomes, if you loose money from P-2-P upping and leaving it is not an expected possible outcome. Its kinda like a form of gambling, just unsuspecting people don’t know that they are gambling rather than investing in a 100% secure environment. I have no problem with the gambling part though, could be pretty cool if it was presented as a form of gambling. could be fun.
• 27
  negiti
  March 25th, 2008 07:35
  

  Lord Alfred,

  Sorry if I was snippy.

  Yes, ponzi schemes and such are exercises in shifting money and such. No question. Is forex any different? I don’t think so . . currency rates go up and down, I put money against the market, and hope to retrieve more than I put in. Sometimes I do, sometimes my money goes to someone else. Same with stocks, mutual funds, loans to friends, et. al.

  As with voting, the financially ignorant should not be allowed access to the visceral act of investing. Why? Because as with voting, they are not actually investing (or voting for that matter). Both require an understanding of the issues and concepts that make up the financial or political landscape they are about to enter into. Without some knowledge of what things are, and what they might be, they cannot in actuality, mentally assent to either transaction. They can only go through the motions, manipulated by some combination of internal and external forces that do not constitute the literal and genuine exercise of free will. In short, these folks should keep their helmets on, especially when they go outside, and be taught not to take crackers or candy from strangers. Now THAT’s morally objectionable. (=’

  -Joe
• 28
  Richard W.
  March 29th, 2008 18:16
  

  As I understand it, you can only invest up to $25,000 per member, and that only one member per houshold can join, most of you have read the agreement that P-2-P has in their agreement clause. Yoy can only have 25 in the acct. and turning it over and over you could come up with astronomical numbers indeed, but if you can only do 25 at a time, you don’t enter 25 then 50 then 100 etc etc, you must always start with $25,000, or less. the numbers or cycles do not I believe include amounts above $25,000 the initial entry point, so I don’t follow the math in this atricle as actual representation of abilities to make these million and billions.
• 29
  Miguel
  March 30th, 2008 04:13
  

  Hello there folks, could anyone out there please tell me how I can join the p2p program? I mean does anyone know some 1 that is already in the program that would be willing to be my referral? please email me at msreyes1@yahoo.com ASAP! thank you!, From what I have read “Robert B” has a friend that is in the program and his friend has made god profitable amounts, Robert if you are reading this can u please contact me for more details, I believe that this program is worth a shot and it could definitely give a positive impact in people’s lives and it can set whole new trend on how investments are percived, practiced, and accounted.
• 30
  easyrider
  March 30th, 2008 20:38
  

  This is a very interesting discussion. As for my two cents worth..I cannot see this program staying around very long. There have been a number of sites just like this one that have crashed and everyone lost. The one that really comes to mind is CEP. They offered the same as P2P and were around for about 2 years. People were putting a lot of money in it until the Government and SEC got involved. It went down,people lost all they had in it and for those that say they are ahead of the game in this program..The government went after those in CEP that made tons of money and are in the process of making all those in profit pay it back. I do hope people listen to what is said and stay away from this program as everyone will lose, even those in profit. If you want to read something that sounds like this..Check out this link.

  http://www.wfperkinsforcep.com/

  If you play be prepared to lose..
• 31
  Simms
  April 4th, 2008 13:22
  

  To whom it may concern, all the critics on this site have one thing in common: They don’t have evidence of any kind that Nick Smirnow and his operation is a fraud. Easyrider claims that the operation will not last two years. But the systems to which he refers are HYIP programs, of which this is not. The reason it is not a fraudulent operation is that ALL HYIP programs are designed to be completely available to the public. It is completely against their best interest to operate privately. This operation is nothing but private. No one can become a member and invest his money without being referred by an existing member. And even then, P-2-P may not accept him. This type of operation would defeate the purpose of a scam operation. Also, I know of someone who collects 30K per month - every month! Scam sites don’t survive long by giving away their profits like that. The only explaination is that this operation is legitimate!
• 32
  I Like Cheese
  April 5th, 2008 16:44
  

  Ok, Simms. They may not have any proof that it is HYIP, but you don’t have any proof that its not. Go read the wikipedia page on HYIP. P-2-P fits a little too well. Its sad but true.
• 33
  Jack
  April 5th, 2008 18:46
  

  No doubt that this is a hyip program no matter what Nick says. I have found so many things that dont add up its scary. I would not join this program right now. They say they are starting their own payment system which is a big red flag. I would get out now if I could. You cant make 60 percent per month and do it legally and I have heard the authorities know about Nick also. If the goverment shuts them down then those that made money may have to pay it back like cep members did. This one is just bad bad news at this time.
• 34
  melitosmom
  April 6th, 2008 12:28
  

  to negiti:

  Very smart comments. Thank you for your time and for sharing your experiences. Would you invite me to join the network? Im ready to experience it by myself and need your help to join. Please take a minute of your time and kindly contact me at melitosmom1@yahoo.com with the URL. Im very excited at this unique opportunity to generate some profits and finally get out of high interest credit card debt. Please help me.
  Thanks in advance!
  mom in need!
• 35
  Brandi
  April 13th, 2008 11:54
  

  While some of the information you have posted is correct other things are not. If you had fully done your homework you would have found that there is a maximum investment amount of $25,000 per account/household/IP address. You cannot make millions of dollars simply by rolling the full amount over every month. The person that referred me has a second account (by permission only) and is drawing over $40,000/month off this at this time and started with only the $100.00 initial deposit. With that $100.00 he also opened accounts for several other people on the intrest he has earned for their inital deposit. From everything I have seen as a member myself with nothing to loose, I don’t think it is a scam. Those are huge payouts for a measly $100.00 investment fee. I am also a member of several forums discusing p-2-p and there are many other people making this kind of money as well. If it were a scam it would have been gone before haveing to make those kind of payouts.
• 36
  helpme
  April 15th, 2008 15:07
  

  I have an account, but can’t get my money deposited because of a pending status. People I know are making money. One has pulled out over $40,000 over the course of the last 6 months or so.

  Does anyone know how to get past this pending status???
• 37
  suzirider
  April 17th, 2008 16:13
  

  Hi Helpme
  Go to http://www.mycashforum.com
  Register then scroll down to the p2p section.
  Then find the p2p support thread and post you problem there
  You will recieve help there.
  Hope this helps
• 38
  Russ
  April 18th, 2008 00:10
  

  You want scam, look at GalleonFX
• 39
  Teodor M
  April 24th, 2008 10:44
  

  Ok, tomorrow I know more about my investment and will let you know… However, I know at least 2 people who made profit at p-2-p. Just don’t want to comment or complain or cry… I took the risk and invested. That’s all I could do as being an entrepreneur and investor since long time ago.
  To life, family and business success,
  Teodor
• 40
  Loret Jean-Pierre
  April 26th, 2008 07:11
  

  I’m French and I would like very much to know the exact way to suscribe to your 60 days plan (the necessity to open a count , where and how),then how to invest. Is that all free ? If your answer is in french I would really appreciate. Thank you and best Regards
• 41
  Loret Jean-Pierre
  April 26th, 2008 07:19
  

  and what about this referral ?
• 42
  stephen
  April 28th, 2008 23:19
  

  Love u guys b’coz u are giving me money.My bank has never give me money.They have always taken my money just like the gov’mt.
• 43
  louden
  April 29th, 2008 12:51
  

  I have been considering joining and in my research found this page. I talked to a woman on the phone and she does say that they are creating there own offshore payment method. She also talks to me about how criminal our government is and how she thinks shes found a way to get off the income tax list so she no longer has to pay taxes. It sounds very sketchy but as of this moment its my opinion that people are making money but its also my opinion that this will all collapse. Its just a matter of when and if there will be any actions taken against you for being involved.
• 44
  Michael Corbett
  May 1st, 2008 13:53
  

  Man, did I ever get screwed by P-2-P! Be careful of these people! I invested a few thousand in mid February, doubled my money by mid April and took out my initial investment plus a grand more, that I now have in the bank. I let the remainder ride and it’s now earning $275.04 per day interest for 30 days. BUT, here’s the warning. It took those scam artists 10 whole days before the money I took out got to my bank account! This is outrageous and I may ask for an SEC investigation! (The freaking nerve!) I’m so upset about this I may refuse to allow them to send any more profits to my bank account! How dare they try to shove their money down my throat like this! I’d listen to Peter and stay away! He seems so smart and informed. Money will only harm you! You’ve been warned.
• 45
  Gunther F.Thiel
  May 2nd, 2008 21:22
  

  I have read it all and somehow I think you might be right!
  For 2 weks I am trying to get in to P-2-P I have money in my Account, what ever that means but that is all. I am not able to fund the project I am interested in and asking for help several times allready the Support people, I can get no answer from them.
  Must I just write off the my Dollars now and submit to a scam you are more and less suggestink?. has anybody an answer for me?
• 46
  Michael Corbett
  May 5th, 2008 08:45
  

  Gunther,

  First you cannot fund P2P directly. It has to go through an Exchange. Also, only members can get tech support through a private Forum so who are you writing to? Something’s not kosher about this post of Gunther’s. Over 18,000 members and he’s the only one who can’t get his money back? Not likely. I suggest Gunther;s made some mistakes trying this out and he’s blaming others for them.
• 47
  Rich
  May 6th, 2008 20:48
  

  If you want to get in to P2P Please email me

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