Does this “robot” work is the question? Well, we tried to answer that question for the past couple of months and our answer is… Yes. But before you go out and spend your money on this product, we would like to set the stage and make sure you understand what this “robot” is all about.

Among the many investments that we are involved in with this blog, including stocks and yes, Forex as well. Four accounts at four different brokers to be exact. As the editor of this blog, I trade the Forex both manually and with Expert Advisors or EAs as they are known in the Forex lingo. Expert Advisors are nothing more than scripts that are written to automate the trading using the MetaTrader platform used by most Forex Brokers. If a broker doesn’t use MetaTrader, you can not use the Expert Advisors.

Most Expert Advisors are programmed to trade using algorithms based on trading systems that are done manually. For example, if you have a manually traded system that is successful by trading the market trend, you can write an Expert Advisor to check the indicators that you use and do the trading for you automatically if the setup meets your conditions. If you do not know how to program, you can hire a professional to do this for you for a fee.

FapTurbo the robot, is one such expert advisor. While we do not completely know the trading method involved in creating this expert advisor since it is proprietary and the source code locked, we do know that it does work, however, there are some cautions to be aware of.

In the world of automated investing, everyone is searching for the “Holy Grail” system. One that will work in any type of market be it volatile or flat; at any time and making a profit without any losses. Stop searching for this Holy Grail because one does not exist. The idea of any successful trading system or Expert Advisor is to make more winning trades than you make in losses therefore having a net profit.

The proof that no one has ever found or created the “Holy Grail” system of investing in the Forex market is the fact that over 90% of retail Forex traders lose their money. If there was such a system, then everyone would be making money.

FapTurbo is not a “Holy Grail”, but it does make a net profit after losses. Yes, FapTurbo does make losing trades.  There are some things that we do know about this EA after we have purchased two licenses to run on our accounts and visiting their forums. Do not expect to become rich overnight by making huge profits as represented in their live trading performances.   Here’s the live $5000 trading account since October ‘08.

While it is possible to achieve this performance like they have done, it is not without taking on bigger risks. Most professional traders will tell you that you should never risk more than 3% of your balance in a trade. The folks at FapTurbo admits that the results they have achieved has been done with constant tweaking of their risk settings. One can set the risks at 30% or more and if you are lucky, you will achieve the same performance. If you are unlucky, your account will be wiped out in 3 to 5 losing trades. FapTurbo is shipped with a default risk of 5%, and even that is a bit too high for our taste.

Other things you should know about the FapTurbo EA. It is shipped with two strategies, a short term and a long term. The short term only trades with the EURGBP, GBPCHF, EURCHF and USDCAD four days a week from around 9pm GMT to 2am GMT. The long term trades the EURUSD 24/5. At this time, the long term EURUSD trade has been disabled because of performance issues. The USDCAD trades has also been recommended not to be traded because of market volatility and poor performance.

This is a testament that FapTurbo is not a perfect system, but one that is affected by market conditions and that the developers and traders at FapTurbo will have to constantly make changes and tweaks to the system. This is one of the reasons there has been new releases of the Expert Advisors since it’s initial launch of version 16 to the current version 36. Market conditions and broker terms will always have an effect on any system. FapTurbo is no exception.

One thing that you should be aware of is that this is a software script that runs on a computer connected to your broker. This means, for it to work properly your computer and the trading platform must be on and connected to your broker during trading times. Twenty four seven if you are trading the long term strategy. It is a risky proposition if your computer is prone to problems, have an unreliable internet connection or have power issues in your neighborhood. It is possible that you can lose a lot of money if an open trade goes against you and any of the situations mentioned happens where you lose connection and the position can not be closed out.

We recommend using a VPS (Virtual Private Server) if you are going to be serious about trading the Forex with FapTurbo or any other expert advisor. The trading platform is hosted remotely on a virtual server that is monitored for uptime and all the necessary redundancy like fast internet connections, backups and UPS for power outage. Disaster can still happen, but at least you are a bit more secure than running at home. FapTurbo does provide recommendations for Forex specific VPS on their site. If you look for your own VPS provider, make sure it is one that specializes in online trading, otherwise, you will get a provider that does not understand that they can not just reboot your system at any time to install patches or perform maintenance while you have trades open.

Another valid concern that we have is the massive number of customers that are using FapTurbo and its effect on Forex brokers.  Forex brokers and dealer desks are in the business of making money. It is true that the Forex market is huge, to the tune of 3 Trillion dollars a day. However, most of these trades are interbank, meaning trades between the big banks and investment firms. It is estimated that only around 20 to 30 Billion is being traded by small retail investors like you and I.  A broker acts as the middleman and takes all the trades of the retail traders and combines them to make a single aggregate trade with the bigger players. The bottom line is that there are a number of Forex brokers that are now banning and dis-allowing the use of FapTurbo. This may be case of a product being a victim of its own success.

This growth in FapTurbo is causing major support issues. Imagine being swamped with thousands of new users, ones with no experience with investing on the Forex and add in technical issues with software setup, licensing and activations. The complaints from customers have risen lately because of lack of support. It leaves us wondersing if FapTurbo is more concerned with increasing sales or helping their customers make money.

We do not know how long this Expert Advisor will work or if it will eventually be banned by all Forex brokers.  (A solution to this problem would be if FapTurbo itself becomes a Forex broker. )

If you still want to try it out, we suggest you start trading using a demo account and get a feel for it, then decide the risk amount you are comfortable with when you go live.  If nothing else, start small and learn about Expert Advisors and branch out to the hundreds of other available EAs out there. Some are free, some are scams and then some costs in the thousands. FapTurbo is priced reasonable for its performance to get your feet wet in the world of Forex trading. Visit FapTurbo.com for more details.

a

On October 17th, Lahde passed along his “goodbye” letter, a biting “F-you” message to the financial establishment, hedge funds, government and privileged “prep” school kids.

It’s really entertaining. Below is the letter in it’s entirety as found on FT Alphaville and Portfolio.com. Few can disagree with his sentiments in our current economic crisis.

“Today I write not to gloat. Given the pain that nearly everyone is experiencing, that would be entirely inappropriate. Nor am I writing to make further predictions, as most of my forecasts in previous letters have unfolded or are in the process of unfolding. Instead, I am writing to say goodbye.

Recently, on the front page of Section C of the Wall Street Journal, a hedge fund manager who was also closing up shop (a $300 million fund), was quoted as saying, “What I have learned about the hedge fund business is that I hate it.” I could not agree more with that statement. I was in this game for the money. The low hanging fruit, i.e. idiots whose parents paid for prep school, Yale, and then the Harvard MBA, was there for the taking. These people who were (often) truly not worthy of the education they received (or supposedly received) rose to the top of companies such as AIG, Bear Stearns and Lehman Brothers and all levels of our government. All of this behavior supporting the Aristocracy, only ended up making it easier for me to find people stupid enough to take the other side of my trades. God bless America.

There are far too many people for me to sincerely thank for my success. However, I do not want to sound like a Hollywood actor accepting an award. The money was reward enough. Furthermore, the endless list those deserving thanks know who they are.

I will no longer manage money for other people or institutions. I have enough of my own wealth to manage. Some people, who think they have arrived at a reasonable estimate of my net worth, might be surprised that I would call it quits with such a small war chest. That is fine; I am content with my rewards. Moreover, I will let others try to amass nine, ten or eleven figure net worths. Meanwhile, their lives suck. Appointments back to back, booked solid for the next three months, they look forward to their two week vacation in January during which they will likely be glued to their Blackberries or other such devices. What is the point? They will all be forgotten in fifty years anyway. Steve Balmer, Steven Cohen, and Larry Ellison will all be forgotten. I do not understand the legacy thing. Nearly everyone will be forgotten. Give up on leaving your mark. Throw the Blackberry away and enjoy life.

So this is it. With all due respect, I am dropping out. Please do not expect any type of reply to emails or voicemails within normal time frames or at all. Andy Springer and his company will be handling the dissolution of the fund. And don’t worry about my employees, they were always employed by Mr. Springer’s company and only one (who has been well-rewarded) will lose his job.

I have no interest in any deals in which anyone would like me to participate. I truly do not have a strong opinion about any market right now, other than to say that things will continue to get worse for some time, probably years. I am content sitting on the sidelines and waiting. After all, sitting and waiting is how we made money from the subprime debacle. I now have time to repair my health, which was destroyed by the stress I layered onto myself over the past two years, as well as my entire life — where I had to compete for spaces in universities and graduate schools, jobs and assets under management — with those who had all the advantages (rich parents) that I did not. May meritocracy be part of a new form of government, which needs to be established.

On the issue of the U.S. Government, I would like to make a modest proposal. First, I point out the obvious flaws, whereby legislation was repeatedly brought forth to Congress over the past eight years, which would have reigned in the predatory lending practices of now mostly defunct institutions. These institutions regularly filled the coffers of both parties in return for voting down all of this legislation designed to protect the common citizen. This is an outrage, yet no one seems to know or care about it. Since Thomas Jefferson and Adam Smith passed, I would argue that there has been a dearth of worthy philosophers in this country, at least ones focused on improving government. Capitalism worked for two hundred years, but times change, and systems become corrupt. George Soros, a man of staggering wealth, has stated that he would like to be remembered as a philosopher. My suggestion is that this great man start and sponsor a forum for great minds to come together to create a new system of government that truly represents the common man’s interest, while at the same time creating rewards great enough to attract the best and brightest minds to serve in government roles without having to rely on corruption to further their interests or lifestyles. This forum could be similar to the one used to create the operating system, Linux, which competes with Microsoft’s near monopoly. I believe there is an answer, but for now the system is clearly broken.

Lastly, while I still have an audience, I would like to bring attention to an alternative food and energy source. You won’t see it included in BP’s, “Feel good. We are working on sustainable solutions,” television commercials, nor is it mentioned in ADM’s similar commercials. But hemp has been used for at least 5,000 years for cloth and food, as well as just about everything that is produced from petroleum products. Hemp is not marijuana and vice versa. Hemp is the male plant and it grows like a weed, hence the slang term. The original American flag was made of hemp fiber and our Constitution was printed on paper made of hemp. It was used as recently as World War II by the U.S. Government, and then promptly made illegal after the war was won. At a time when rhetoric is flying about becoming more self-sufficient in terms of energy, why is it illegal to grow this plant in this country? Ah, the female. The evil female plant — marijuana. It gets you high, it makes you laugh, it does not produce a hangover. Unlike alcohol, it does not result in bar fights or wife beating. So, why is this innocuous plant illegal? Is it a gateway drug? No, that would be alcohol, which is so heavily advertised in this country. My only conclusion as to why it is illegal, is that Corporate America, which owns Congress, would rather sell you Paxil, Zoloft, Xanax and other additive drugs, than allow you to grow a plant in your home without some of the profits going into their coffers. This policy is ludicrous. It has surely contributed to our dependency on foreign energy sources. Our policies have other countries literally laughing at our stupidity, most notably Canada, as well as several European nations (both Eastern and Western). You would not know this by paying attention to U.S. media sources though, as they tend not to elaborate on who is laughing at the United States this week. Please people, let’s stop the rhetoric and start thinking about how we can truly become self-sufficient.

With that I say good-bye and good luck.

All the best,

Andrew Lahde”

a

At OWI, we love alternative investments and today, we introduce you to an investing concept that is beating the S&P hands down. The reason that we like them is that the results are verifiable. Since its inception in Q4 of 2005, the cumulative returns totaled nearly 70% and in 2007 a performance of 34.7% for the year.

The company is called PickLogic.com and before you discard them as another sports gambling service, we suggest you take a closer look. They have a system in which unlike a standard sports picking site, does not provide a hit or miss immediate return that a thrill seeking gambler wants. It is for the serious investor looking for consistent results over a period of time and while managing losses.

PickLogic is an alternative way to invest that is outside of the box thinking. You can sign up for a free month trial to see what it is all about. We must warn you, the service is as pricey as a top notch traditional investment newsletter. A year’s subscription will set you back $500.

“PickLogic is an easy and fun way to earn significant passive income. It’s an alternative sports investment method with a 3-year proven track record of consistent and strong financial gain, using sports betting as the medium. The system mathematically determines the best course of action each day, managing clients’ risk and providing the discipline required to succeed.

Our clients have had a positive monthly return in 34 of the last 36 months! The PickLogic sports investment market is not affected by market swings, and does not rely on outside influences or a single event, resulting in consistent gains from year-to-year.

PickLogic is NOT for gamblers. It’s for anyone who wants an alternative way to consistently grow their wealth.”

a

On February 25th, 2008 the Securities and Exchange Commission of Maryland filed administrative proceedings against TC & P Trade and David Brook. You can read all about it here.

It is a sombering reminder that all investments, on or offline and no matter how good they sound; one must dig as deep as possible with due diligence before investing. Unfortunately, it took government actions before we could find the truth.

a

If you are looking for a way to participate in the rising silver and gold markets without risking your hard earned money, there is a solution. Everbank has a product called MarketSafe Certificate of Deposit. There is no risk and you literally have nothing to lose.

“-market-driven returns combined with the financial security of traditional CDs. Your returns will be based on potential market gains of gold or silver while your deposited principal remains 100% safe.”

How it works: the returns above your deposited principal will be based on the spot price of gold or silver from the reference indexes. If the market performs well, you will receive upon maturity a market upside payment and 100% of your deposited principal. If it declines, you will receive 100% of your principal back.

Here are some benefits of the MarketSafe Gold and Silver bullion CDs:

• Potentially higher yields than traditional CDs
• Returns based on the upside performance of the silver or gold reference indexes
• Experience no market risk to initial deposit
• 100% deposited principal protection and FDIC insurance
• No management fees unlike Mutual Funds, Certificates or ETFs
• Low Minimum Deposit of $1500 to open an account

Everbank is an FDIC insured federal savings association. Your deposits are insured bank insolvency for at least $100,000. For additional information about their MarketSafe CDs and additional products or services, visit www.everbank.com.

EverBank
Phone: 888.882.EVER (3837)
Fax: 888.882.6977

a

2. HOW ONE WORLD INCOME MAY MODIFY THIS AGREEMENT
ONE WORLD INCOME reserves the right to change the terms, conditions, and notices under which it offers the ONE WORLD INCOME Web Sites, including any charges associated with the use of the ONE WORLD INCOME Web Sites. You are responsible for regularly reviewing these terms, conditions and notices, and any additional terms posted on any ONE WORLD INCOME Web Site. Your continued use of the ONE WORLD INCOME Web Sites after the effective date of such changes constitutes your acceptance of and agreement to such changes.

3. ADDITIONAL TERMS
Any ONE WORLD INCOME Web Site may itself contain additional terms (for example, codes of conduct or guidelines) that further govern use of that ONE WORLD INCOME Web Site, including without limitation, particular features or offers (for example, sweepstakes). If any terms contained in this Agreement conflict with any terms contained within a ONE WORLD INCOME Web Site, then the terms in this Agreement shall control.

4. NO COMMERCIAL, UNLAWFUL OR HARMFUL USE OF THE ONE WORLD INCOME WEB SITES The ONE WORLD INCOME Web Sites are only for your personal use. You will not use the ONE WORLD INCOME Web Sites for commercial purposes. You will not use the ONE WORLD INCOME Web Sites in any way that is unlawful, or harms ONE WORLD INCOME, its affiliates, resellers, distributors, service providers and/or suppliers (each, a “ONE WORLD INCOME Party” and collectively, the “ONE WORLD INCOME Parties”) or any customer of a ONE WORLD INCOME Party, as determined in OWI’s sole discretion. ONE WORLD INCOME may tell you about certain specific harmful uses in a code of conduct or other notices available through a ONE WORLD INCOME Web Site, but has no obligation to do so. You may not use the ONE WORLD INCOME Web Sites in any way that breaches any code of conduct, policy or other notice applicable to the ONE WORLD INCOME Web Sites. Without limiting the generality of this section, you may not use the ONE WORLD INCOME Web Sites in any manner that could damage, disable, overburden, or impair any ONE WORLD INCOME Web Site (or the network(s) connected to any ONE WORLD INCOME Web Site) or interfere with any other party’s use and enjoyment of the ONE WORLD INCOME Web Sites.

5. SPAM IS PROHIBITED AND CAUSES DAMAGE; SPAM FILTERING TECHNOLOGY
Without limiting the generality of Section 4, you will not use the ONE WORLD INCOME Web Sites to transmit, either directly or indirectly, any unsolicited bulk e-mail or unsolicited commercial e-mail. You will not use the ONE WORLD INCOME Web Sites in any way that violates the ONE WORLD INCOME Anti-Spam Policy. A breach of any part of the Anti-Spam Policy is a breach of this Agreement. ONE WORLD INCOME may use filtering technology or other measures in its efforts to stop unsolicited bulk e-mail and unsolicited commercial e-mail, and if your use of the ONE WORLD INCOME Web Sites includes e-mail related services, then such filtering technology or other measures may block, either temporarily or permanently, some e-mail sent to you through the ONE WORLD INCOME Web Sites even if such e-mail does not violate the Anti-Spam Policy.

6. MATERIALS YOU POST OR PROVIDE; COMMUNICATIONS MONITORING
For materials you post or otherwise provide to ONE WORLD INCOME related to the ONE WORLD INCOME Web Sites (a “Submission”), you grant ONE WORLD INCOME permission to (1) use, copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, modify, translate and reformat your Submission, each in connection with the ONE WORLD INCOME Web Sites, and (2) sublicense these rights, to the maximum extent permitted by applicable law. ONE WORLD INCOME will not pay you for your Submission. ONE WORLD INCOME may remove your Submission at any time for any reason. For each Submission, you represent that you have all rights necessary for you to make the grants in this section. To the maximum extent permitted by applicable law, ONE WORLD INCOME may monitor your e-mail that you send to your clients relating to ONE WORLD INCOME, or other electronic communications and may disclose such information in the event it has a good faith reason to believe it is necessary for purposes of ensuring your compliance with this Agreement, and protecting the rights, property, and interests of the ONE WORLD INCOME Parties or any customer of a ONE WORLD INCOME Party.

6B. ANALYSTS/ADVISORS
Stock and/or financial analysts and/or advisors (“ADVISORS”) are solely responsible for the content that they post on ONE WORLD INCOME Web site. All ADVISORS who post on ONE WORLD INCOME Web Site agree to hold harmless ONE WORLD INCOME, its employees, officers, and share holders against any claim(s) arising from any action, information, or advice provided by said ADVISORS. ADVISORS agree to assume all responsibility for their content or actions and agree to defend ONE WORLD INCOME, its employees, officers, and share holders, including the payment of any and all resultant ONE WORLD INCOME legal fees, against any and all legal claims therein that result either directly or indirectly from the ADVISORS content on ONE WORLD INCOME web site. ONE WORLD INCOME recommends that all ADVISORS include their usual disclaimers with their insights, recommendations and other content that they post on ONE WORLD INCOME web site; however, ONE WORLD INCOME assumes no responsibility for assuring that such disclaimers are included.

6C. MORE ON LIABILITY
Under no circumstances will ONE WORLD INCOME be liable for direct, indirect, incidental, or any other type of damages resulting from your use, or downloading of any content on our site. This includes, but is no way limited to, loss or injury caused in whole or in part by our negligence or by anything beyond our control in creating or delivering any portion of ONE WORLD INCOME. ONE WORLD INCOME believes that /you/ are the best person to handle your finances, and by your use of our service, you are agreeing that you bear responsibility for your own investment research and investment decisions. You also agree that ONE WORLD INCOME will not be liable for any investment decision made or action taken by you or others based upon reliance on news, information, or any other material presented in any section of ONE WORLD INCOME. ONE WORLD INCOME uses various sources of information that we believe to be accurate and reliable. However, we make no claims or representations as to the accuracy, completeness, or truth of any material contained on our site.

All information contained herein is obtained by ONE WORLD INCOME from sources believed by ONE WORLD INCOME to be accurate and reliable. Because of the possibility of human and mechanical error as well as other factors, neither ONE WORLD INCOME (and its affiliates) nor the Information providers are responsible for any errors or omissions, either ONE WORLD INCOME’s (the affiliates’) or the Information Providers’. All information is provided “as is” without warranty of any kind. ONE WORLD INCOME (its affiliates) and the Information Providers make no representations and disclaim all express, implied, and statutory warranties of any kind to user and/or any third party including warranties as to accuracy, timeliness, completeness, merchantability, or fitness for any particular purpose.

Unless due to willful tortious misconduct or gross negligence, ONE WORLD INCOME (and affiliates) and the Information Providers have no liability in tort, contract, or otherwise (and as permitted by law, product liability), to user and/or any third party.

ONE WORLD INCOME (and affiliates) and the Information Providers shall under no circumstance be liable to user, and/or any third party for any lost profits or lost opportunity, indirect, special, consequential, incidental, or punitive damages whatsoever, even if ONE WORLD INCOME has been advised of the possibility of such damages.

Some U.S. states and foreign countries provide rights in addition to those above or do not allow the exclusion or limitation of implied warranties or liability for incidental or consequential damages. Therefore, the above limitations may not apply to you or there may be state provisions which supersede the above. Any clause of the Disclaimer declared invalid shall be deemed severable and not affect the validity or enforceability of the remainder. The terms of the Disclaimer may only be amended in a writing signed by ONE WORLD INCOME and are governed by the laws of the State of Texas.

7A. SOFTWARE
Your use of any software associated with the ONE WORLD INCOME Web Sites will be governed by the terms and conditions of the end user license agreement (“EULA”) accompanying such software. If you receive any software that is not accompanied by a EULA, then ONE WORLD INCOME grants to you a non-exclusive, revocable, personal, non-transferable license to use such software solely in connection with the ONE WORLD INCOME Web Sites and in accordance with this Agreement. ONE WORLD INCOME reserves all rights to such software not expressly granted to you in this Agreement. Such software is protected by copyright and other intellectual property laws and treaties. ONE WORLD INCOME or its suppliers own the title, copyright, and other intellectual property rights in such software, and such software is licensed, not sold. You will not disassemble, decompile, or reverse engineer, such software, except and only to the extent that such activity is expressly permitted by applicable law. ONE WORLD INCOME may automatically check your version of such software and may automatically download upgrades to such software to your computer to update, enhance and further develop the ONE WORLD INCOME Web Sites.

7B. More on Software
OWI accepts no responsibility related to any software at our site except those titles that we produce. If you have any questions or complaints or claims involving any of the software programs, it is your responsibility to contact the publisher of that software. OWI makes no representations or warranties with respect to the accuracy or completeness of the software programs on this site. OWI specifically disclaims any warranties of merchantability or fitness, implied or otherwise, for any particular purpose. OWI shall in no event or respect whatsoever be held liable for any loss of profit or any other commercial damage, including but not limited to special, incidental, consequential, or any other damages. The accuracy and completeness of the information that OWI has provided are opinion and are not guaranteed or warranted to produce particular or specific results. Note that the strategies, suggestions, programs, techniques, and other suggestions may not be suitable for every individual.

7C. SOFTWARE VENDORS AND DISTRIBUTORS:
We reserve the right to refuse any submitted software. We refuse to accept any software that has been illegally produced, transmitted, published or copied or any software that contains inappropriate or illegal material. In addition, if you find that your software has been submitted and published on OWI and you do not want it on the OWI site for whatever reason, notify OWI at admin@ONE WORLD INCOME with the words “Remove Software Titles” in the Subject, and your titles will be removed immediately after we have confirmed that you have the authority to make such a claim.

8. INFORMATION AVAILABLE FROM THE ONE WORLD INCOME WEB SITES
OWI and its suppliers do not warrant or guarantee the accuracy or timeliness of any information available from the ONE WORLD INCOME Web Sites including stock quotes, even if such information appears in any e-mail, pager, cell phone or other alerts available through the ONE WORLD INCOME Web Sites. ONE WORLD INCOME and its suppliers do not authorize the use of information available from the ONE WORLD INCOME Web Sites including stock quote or other financial information, for any purpose other than your personal use, and prohibit to the maximum extent allowable the resale, redistribution, and use of this information for commercial purposes. ONE WORLD INCOME is not a broker/dealer or registered investment advisor under United States federal securities law or securities laws of other jurisdictions, and does not advise individuals as to the advisability of investing in, purchasing or selling securities or other financial products or services. Nothing contained in the ONE WORLD INCOME Web Sites constitute an offer or solicitation to buy or sell any security. ONE WORLD INCOME does not endorse or recommend any particular product or service, including financial products or services. Nothing contained in the ONE WORLD INCOME Web Sites is intended to constitute professional advice, including but not limited to, investment or tax advice.

ONE WORLD INCOME may allow certain stock and/or financial analysts and/or advisors (“ADVISORS”) to post content, opinions, and advice on the ONE WORLD INCOME Web site. Said ADVISORS are solely responsible for what they post. ONE WORLD INCOME will make its best effort to insure that all information falls within NASD guidelines, but in any case cannot be held responsible for any oversights. All ADVISORS who post on ONE WORLD INCOME Web Site are solely responsible for what they post and recommend. All visitors are responsible for their own due diligence and should consult a registered financial advisor before buying or a selling a stock or equity. Anyone who uses information posted on ONE WORLD INCOME Web Site agrees to hold harmless ONE WORLD INCOME, its employees, officers, and share holders against any claim arising from, but not limited to, any action, information, recommendation, or advice provided by said ADVISORS.

9. ONE WORLD INCOME MAKES NO WARRANTY
OWI PROVIDES THE ONE WORLD INCOME WEB SITES “AS IS,” “WITH ALL FAULTS” AND “AS AVAILABLE,” AND THE ENTIRE RISK AS TO SATISFACTORY QUALITY, PERFORMANCE, ACCURACY, AND EFFORT IS WITH YOU. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE ONE WORLD INCOME PARTIES MAKE NO REPRESENTATIONS, WARRANTIES OR CONDITIONS, EXPRESS OR IMPLIED. THE ONE WORLD INCOME PARTIES DISCLAIM ANY AND ALL WARRANTIES OR CONDITIONS, EXPRESS, STATUTORY AND IMPLIED, INCLUDING WITHOUT LIMITATION (1)
WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, WORKMANLIKE EFFORT, ACCURACY, TITLE, QUIET ENJOYMENT, NO ENCUMBRANCES, NO LIENS AND NON-INFRINGEMENT, (2) WARRANTIES OR CONDITIONS ARISING THROUGH COURSE OF DEALING OR USAGE OF TRADE, AND (3) WARRANTIES OR CONDITIONS THAT ACCESS TO OR USE OF THE ONE WORLD INCOME WEB SITES WILL BE UNINTERRUPTED OR ERROR-FREE. THERE ARE NO WARRANTIES THAT EXTEND BEYOND THE FACE OF THIS AGREEMENT.

10. LIABILITY LIMITATION; YOUR EXCLUSIVE REMEDY
IN NO EVENT WILL ANY ONE WORLD INCOME PARTY BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION ANY INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL, OR PUNITIVE DAMAGES ARISING OUT OF, BASED ON, OR RESULTING FROM THIS AGREEMENT OR YOUR USE OF THE ONE WORLD INCOME WEB SITES, EVEN IF SUCH ONE WORLD INCOME PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE EXCLUSION OF DAMAGES UNDER SECTION 10 IS INDEPENDENT OF YOUR EXCLUSIVE REMEDY AND SURVIVES IN THE EVENT SUCH REMEDY FAILS OF ITS ESSENTIAL PURPOSE OR IS OTHERWISE DEEMED UNENFORCEABLE. THESE LIMITATIONS AND EXCLUSIONS APPLY WITHOUT REGARD TO WHETHER THE DAMAGES ARISE FROM (1) BREACH OF CONTRACT, (2) BREACH OF WARRANTY, (3) NEGLIGENCE, OR (4) ANY OTHER CAUSE OF ACTION, TO THE EXTENT SUCH EXCLUSION AND LIMITATIONS ARE NOT PROHIBITED BY APPLICABLE LAW. IF YOU ARE DISSATISFIED WITH THE ONE WORLD INCOME WEB SITES, YOU DO NOT AGREE WITH ANY PART OF THIS AGREEMENT, OR YOU HAVE ANY OTHER DISPUTE OR CLAIM WITH OR AGAINST ANY ONE WORLD INCOME PARTY WITH RESPECT TO THIS AGREEMENT OR THE ONE WORLD INCOME WEB SITES, THEN YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE ONE WORLD INCOME WEB SITES.

11. CHANGES TO THE ONE WORLD INCOME WEB SITES; ADDITIONAL LIABILITY LIMITATION THE ONE WORLD INCOME PARTIES MAY CHANGE THE ONE WORLD INCOME WEB SITES OR DELETE FEATURES IN ANY WAY, AT ANY TIME AND FOR ANY REASON. As you use the ONE WORLD INCOME Web Sites, you should expect to receive, access or use information, materials, graphs, OWI, software, data and content (collectively, “Content”) originated by ONE WORLD INCOME and persons other than ONE WORLD INCOME (any such person is referred to as a “Third Party”). WITHOUT LIMITING THE GENERALITY OF SECTIONS 9 AND 10, YOU ACKNOWLEDGE AND AGREE THAT THE ONE WORLD INCOME PARTIES ARE NOT RESPONSIBLE OR LIABLE FOR (1) ANY CONTENT, INCLUDING WITHOUT LIMITATION, ANY INFRINGING, INACCURATE, OBSCENE, INDECENT, THREATENING, OFFENSIVE, DEFAMATORY, TORTIOUS, OR ILLEGAL CONTENT, OR (2) ANY THIRD PARTY CONDUCT, TRANSMISSIONS OR DATA. IN ADDITION, WITHOUT LIMITING THE GENERALITY OF SECTIONS 9 AND 10, YOU ACKNOWLEDGE AND AGREE THAT ONE WORLD INCOME IS NOT RESPONSIBLE OR LIABLE FOR (1) ANY VIRUSES OR OTHER DISABLING FEATURES THAT AFFECT YOUR ACCESS TO OR USE OF THE ONE WORLD INCOME WEB SITES, (2) ANY INCOMPATIBILITY BETWEEN THE ONE WORLD INCOME WEB SITES AND OTHER WEB SITES, SERVICES, SOFTWARE AND HARDWARE, (3) ANY DELAYS OR FAILURES YOU MAY EXPERIENCE IN INITIATING, CONDUCTING OR COMPLETING ANY TRANSMISSIONS OR TRANSACTIONS IN CONNECTION WITH THE ONE WORLD INCOME WEB SITES IN AN ACCURATE OR TIMELY MANNER, OR (4) ANY DAMAGES OR COSTS OF ANY TYPE ARISING OUT OF OR IN ANY WAY CONNECTED WITH YOUR USE OF ANY SERVICES AVAILABLE FROM THIRD PARTIES THOUGH LINKS CONTAINED ON THE ONE WORLD INCOME WEB SITES. THE LIMITATIONS, EXCLUSIONS AND DISCLAIMERS IN SECTIONS 9, 10 AND 11 OF THIS AGREEMENT APPLY TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, AND ARE NOT INTENDED TO DEPRIVE YOU OF ANY MANDATORY PROTECTIONS PROVIDED TO YOU UNDER APPLICABLE LAW.

12. TERMINATION; ACCESS RESTRICTION
ONE WORLD INCOME may terminate this Agreement, or terminate or suspend your access to the ONE WORLD INCOME Web Sites at any time, with or without cause, with or without notice. Upon such termination or suspension, your right to use the ONE WORLD INCOME Web Sites will immediately cease. UPON SUCH TERMINATION OR SUSPENSION, ANY INFORMATION YOU HAVE STORED ON THE ONE WORLD INCOME WEB SITES MAY NOT BE RETRIEVED LATER.

13. CHOICE OF LAW AND LOCATION FOR RESOLVING DISPUTES
If this Agreement is with ONE WORLD INCOME, claims for enforcement, breach or violation of duties or rights under this Agreement will be adjudicated under the laws of the State of Texas, without reference to conflict of laws principles. If this Agreement is with a ONE WORLD INCOME affiliate, claims for enforcement, breach or violation of duties or rights under this Agreement will be adjudicated under the laws of the place of incorporation for such ONE WORLD INCOME affiliate, without reference to conflict of laws principles. All other claims, including, without limitation, claims under or for violation of consumer protection laws, unfair competition laws, and in tort, will be adjudicated under the laws of your state of residence in the United States, or, if you reside outside the United States, under the laws of the country to which the subject ONE WORLD INCOME Web Sites are directed. If this Agreement is with ONE WORLD INCOME, you hereby irrevocably consent to the exclusive jurisdiction and venue of state or federal courts in Tarrant County, Texas, USA in all disputes arising out of or relating to the use of the ONE WORLD INCOME Web Sites. If this Agreement is with a ONE WORLD INCOME affiliate, you hereby consent to the exclusive jurisdiction and venue of the courts located in the place of incorporation for such ONE WORLD INCOME affiliate in all disputes arising out of or relating to the use of the ONE WORLD INCOME Web Sites.

14. INTERPRETING THE AGREEMENT; ASSIGNMENT
If any part of this Agreement is determined to be invalid or unenforceable pursuant to applicable law, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of this Agreement will continue in effect. ONE WORLD INCOME may assign this Agreement, in whole or in part, at any time with or without notice to you. You may not assign this Agreement, or assign, transfer or sublicense your rights, if any, in the ONE WORLD INCOME Web Sites. Except as expressly stated herein, this Agreement constitutes the entire agreement between you and ONE WORLD INCOME with respect to the ONE WORLD INCOME Web Sites and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and ONE WORLD INCOME with respect to the ONE WORLD INCOME Web Sites. The section titles in the Agreement are solely used for the convenience of the parties and have no legal or contractual significance.

15. YOU HAVE LIMITED TIME TO BRING YOUR CLAIM
YOU AND ONE WORLD INCOME AGREE THAT ANY CAUSE OF ACTION ARISING OUT OF OR RELATED TO THE ONE WORLD INCOME WEB SITES MUST COMMENCE WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES. OTHERWISE, SUCH CAUSE OF ACTION IS PERMANENTLY BARRED.

16. COPYRIGHT AND TRADEMARK NOTICES; OTHER ACKNOWLEDGEMENTS
All contents of the ONE WORLD INCOME Web Sites are Copyright © 2007 ONE WORLD INCOME and/or its suppliers, 835 E Lamar Blvd. Suite 333, Arlington, TX U.S.A. All rights reserved. ONE WORLD INCOME, ONEWORLDINCOME.com, ONE WORLD INCOME logo, and/or other ONE WORLD INCOME products and services referenced herein may also be either trademarks or registered trademarks of ONE WORLD INCOME in the United States and/or other countries. The names of actual companies and products mentioned herein may be the trademarks of their respective owners. The example companies, organizations, products, domain names, e-mail addresses, logos, people, places and events depicted herein are fictitious. No association with any real company, organization, product, domain name, e-mail address, logo, person, places or events is intended or should be inferred. Any rights not expressly granted herein are reserved.

17. COPYRIGHT INFRINGEMENT NOTICE
Notice and procedure for making claims of copyright infringement. If you believe that your work is being used on any of our Web sites in a manner that constitutes copyright infringement, please notify us at COPYRIGHT@oneworldincome.com. Pursuant to the Digital Millennium Copyright Act, we will, upon receiving effective written notification of such a claim, promptly remove or disable access to material on this site that is claimed to be infringing or to be the subject of infringing activity. To be effective, the notification must include the following information:

1. Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site is covered by a single notification, a representative list of such works at that site.

2. Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to enable us to locate the material.

3. Your mailing and e-mail addresses and your telephone and fax numbers, so that we can contact you.

4. A statement by you that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, the copyright owner’s agent, or the law.

5. A statement by you that the information in the notification is accurate, and that, under penalty of perjury, you either are the copyright owner or are authorized to act on behalf of the owner of the exclusive right that is allegedly infringed.

Anyone who knowingly misrepresents that material is infringing is liable for any damages incurred as of result of our relying on such misrepresentation in removing or blocking the material.

18. FORWARD LOOKING STATEMENTS
The OWI web site may include forward-looking statements that reflect current expectations of OWI, featured stocks, or others [including, but not limited to, commentators, news reports, and opinions from any other sources] (“Us”) about a stocks or company’s future results, performance, prospects and opportunities. OWI, reports of the featured stocks, or the opinions by others tries to identify these forward-looking statements by using words and phrases such as “may,” “will,” “expects,” “anticipates,” “believes,” “intends,” “estimates,” “plan,” “should,” “typical,” “preliminary,” “we are confident” or similar expressions. These forward-looking statements are based on information currently available and are subject to a number of risks, uncertainties and other factors that could cause a company’s actual results, performance, prospects or opportunities to differ materially from those expressed in, or implied by, these forward-looking statements. These risks, uncertainties and other factors include, without limitation, the Company’s growth expectations and ongoing funding requirements, and specifically, the Company’s growth prospects with scalable customers, and those outlined above. Other risks include the Company’s limited operating history, the Company’s history of operating losses, consumers’ acceptance, the Company’s use of licensed technologies, risk of increased competition, the potential need for additional financing, the terms and conditions of any financing that is consummated, the limited trading market for the Company’s securities, the possible volatility of the Company’s stock price, the concentration of ownership, and the potential fluctuation in the Company’s operating results.

a

We hope that you find our site to be informative and interesting. Please feel free to refer us to all your friends. They will definitely thank you for it and best of all it does not cost them anything.

Happy Investing!

a

One World Income forbids the use of the One World Income Services or lists in any way manner to send any unsolicited bulk or unsolicited commercial e-mail (“Spam”).

One World Income forbids the collection of e-mail addresses or other information from or through the One World Income Services, except when a visitor signs up (“opts in”) for our any of the OWI services.

One World Income does not permit any attempt to use its services in a way that could damage or impair any of the One World Income Services or that would interfere with any other party’s use and enjoyment of any One World Income Service.

If One World Income believes that unauthorized or improper use is being made of any One World Income Service, it may, without notice, take such action as it, in its sole discretion, deems appropriate, including blocking messages from a particular internet domain, mail server, or IP address. One World Income may terminate any account which it determines, in its sole discretion, is violating its policies. Failure to enforce any or all infractions of these policies does not waive One World Income’s rights.

Unauthorized use of the One World Income Services in connection with the transmission of unsolicited e-mail, including the transmission of e-mail in violation of this policy, may result in civil and criminal penalties against the sender and those assisting the sender, including those provided by the Computer Fraud and Abuse Act (18 U.S.C. §1030, et seq.) and all other applicable state and federal laws.

a

*Collection of your Personal Information *
If you choose to sign up for a subscription service, we will collect additional personal information in order to create a One World Income member account.

*Usage of your Personal Information *
If you do submit personal information to One World Income, One World Income may use that information to tell you of other products or services that One World Income or its affiliates have to offer, or we contact you with surveys about our web sites and services. However, One World Income will not sell, rent, or lease your information to third parties.

If we ever use other companies to provide services on our behalf (like customer service), we will provide them only the personal information they need to deliver the service. One World Income requires them to keep your information confidential. They are prohibited from using it for any other purpose.

*Legal*
One World Income may access and/or disclose your personal information if the law requires or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on One World Income or the site; (b) protect and defend the rights or property of One World Income, including its One World Income Web site; or (c) act under exigent circumstances to protect the personal safety of users of One World Income services or members of the public.

*Security of your Personal Information *
One World Income is committed to protecting the security of your personal information. We use a variety of security technologies and procedures to help protect your personal information from unauthorized access, use, or disclosure. For example, we store the personal information you provide on computer systems with limited access, which are located in controlled facilities.

*Our Commitment To Children’s Privacy: *
One World Income is committed to protecting the privacy of pre-teens. We do not collect information from those we actually know are under 13.

*Use of Web Beacons *
Currently, One World Income does not use “web beacons”.

*Use of Third Party Ad Networks *
The majority of the online banner advertisements you see on One World Income Web pages are displayed by OWI.

In addition, One World Income may allow other companies, called third-party ad servers or ad networks, to display advertisements on One World Income Web pages. Some of these ad networks may place a persistent cookie on your computer. Doing this allows the ad network to recognize your computer each time they send you an online advertisement. In this way, ad networks may compile information about where you, or others who are using your computer, saw their advertisements and determine which ads are clicked on. This information allows an ad network to deliver targeted advertisements that they believe will be of most interest to you. One World Income does not have access to or control of the cookies that may be placed by the third-party ad servers or ad networks.

In consideration for your use of and access to the One World Income’ web site, you agree that in no event will One World Income, its affiliated and related entities, its content providers or any other party involved in creating, producing, or delivering this web site or service, or any site linked to this web site, be held responsible or liable to you or any third party in which you are involved in any manner whatsoever (including, but not limited to, persons [hereinafter, collectively "One World Income and related entities"] who may use or rely on such data or materials or to whom such data and materials are furnished) for any loss, damage (whether actual, consequential or punitive), injury, claim, liability, or other cause of any kind or character whatsoever based upon, or resulting from any information provided in the One World Income’ web site and or service, or arising from any decision made or action or non-action taken by you or any other person in reliance upon the information provided through the One World Income’s web site, even if you advise One World Income of the possibility of any claims or damages.

You, as a visitor and/or user of the One World Income’ web site and/or service, agree to defend, indemnify, and hold harmless One World Income and related entities and their respective directors, officers, employees, and agents from and against all claims, losses, costs, and expenses (including attorneys’ fees) arising out of your use of the One World Income web site and/or service.

*Changes to this Statement *
One World Income will occasionally update this Privacy Statement to reflect company and customer feedback. When One World Income posts changes to this Statement, you will see the word “updated” next to the Privacy Statement link on the front page of One World Income. If there are material changes to this Statement or in how One World Income will use your personal information, One World Income will prominently post such changes prior to implementing the change. One World Income encourages you to periodically review this Statement to be informed of how One World Income is protecting your information.

*Contact Information *
One World Income welcomes your comments regarding our Privacy Statement. If you believe that One World Income has not adhered to this Statement, please contact One World Income by telephone, e-mail, or postal mail. See our “Contact” page for contact information.

a

One World Income is not licensed or registered in any country or by any government agency as a securities dealer or broker or investment advisor. Any online investment opportunities, securities, or brokers mentioned herein constitute a partial list of available and is for your information only. OWI does not recommend or endorse any investments, securities, brokers, dealers, or investment advisors.

You understand that the material provided in One World Income is for informational purposes only, and that no mention of a particular security in any One World Income section constitutes a recommendation to buy, sell, or hold that or any other security, or that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. You further understand that none of the information providers or their affiliates will advise you personally concerning the nature, potential, value or suitability of any particular security, portfolio of securities, transaction, investment strategy or other matter. To the extent any of the information contained in any One World Income section may be deemed to be investment advice, such information is impersonal and not tailored to the investment needs of any specific person.

You understand that any section in One World Income may contain opinions from time to time with regard to any investments or securities mentioned in other One World Income sections, and that those opinions may be different from those obtained by using another One World Income section (such as news items). You understand and agree that, from time to time, any or all of the information providers or their affiliates may hold positions in investments or securities mentioned and that they may trade for their own account. In addition, information providers may be subject to certain trading restrictions. However, you understand and agree that at the time of any transaction that you make, one or more information providers or their affiliates may have a position in such investments or securities.

Past performance is not indicative of future results. Investments and securities presented herein should be considered speculative, with a high degree of volatility & risk.

This site is based on online research, third-party referrals, current events, interviews, corporate press releases, and what we’ve learned as private independent investors. It may contain errors and you shouldn’t make any investment decision based solely on what you read here. It’s your money and your responsibility.

The details contained herein are are subject to possible error, change, and/or amendment, and are provided specifically as a courtesy at the request of the recipient.

This information has not been approved by the securities and exchange commission of any country or any government agency, nor has such commission nor any government agency passed upon the merits of this information or the accuracy or completeness of such.

OWI does not guarantee the accuracy or completeness of such information, or does it assume any of the recipient’s business risk, or shall they be liable in tort, contract or otherwise, for any loss, damage and/or injury from the use of this information, even if caused by negligence.

OWI will be held harmless and free from any and all liability under any conditions and/or circumstances which may arise during the course of any business arrangements one may have with them or with respect to any financial dealings one has entered in and after receiving information from OWI.

Members must declare they are not in any official/unofficial capacity relative to their involvement in any business arrangement with OWI; a member, agent, informant, or employee of any kind of investigative, law enforcement, media, news, postal service or other government agencies within any country worldwide, nor is one acting as proxy to/for any person or entity serving as a member, agent, informant, or employee of any kind of investigative, law enforcement, media, news, postal service or other government agencies within any country worldwide.

OWI reports, news, and the like may contain “forward looking statements” within the meaning of Section 27A of the Securities Act of 1933 and Section 21B of the Securities Exchange Act of 1934. Any statements that express or involve discussions with respect to predictions, expectations, beliefs, plans, projections, objectives, goals, assumptions or future events or performance are not statements of historical fact and may be “forward looking statements.” Forward looking statements are based on expectations, estimates and projections at the time the statements are made that involve a number of risks and uncertainties which could cause actual results or events to differ materially from those presently anticipated. Forward looking statements in this action may be identified through the use of words such as “expects,” “will,” “anticipates,” “estimates,” “believes,” or statements indicating certain actions “may,” “could,” or “might” occur.

a