Shopping around for a loan for a new car or home can be extremely time-consuming, especially when you consider how many options are available to you. Credit unions are often overlooked by people shopping around for a loan, which can be a mistake. Two reasons to consider a credit union for your next loan are lower rates and approval requirements.
Lower Rates
One of the most important factors for new home or auto loan is the interest rate.…
If you’re looking for home loans or already have an existing mortgage, you’ve probably heard the term PMI tossed around among all of the financial wording hidden within your paperwork. PMI, or Private Mortgage Insurance, is an additional charge that some homeowners may have to pay each month in addition to their principal, interest, and escrow. But what is PMI and how does it work? Does it help or hurt the homeowner?…
If you’re trying to sell your silver for cash, you need to make sure that it is valuable. Sometimes it is hard to do because the silver could’ve been given to you as a gift. You may have also inherited this silver so you may not know if it’s valuable. Here are a few ways to tell if your silver is Sterling silver.
Markings
Probably the easiest way to find out if your silver is Sterling is to check the markings on it.…
